Compare · 4 funds side by side · dividends reinvested

TLT, OBIL, VCIT and MUB

TLTiShares×OBILF/m×VCITVanguard×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,508VCIT · best of the four

02 / 04

TLT, OBIL, VCIT and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.4%+4.4%[…]−0.2%0.6%$337M1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.9

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.7B2.4

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−4.6%+3.8%−7.7%−12.5%9.6%$48.8B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: TLT 2002 · OBIL 2022 · VCIT 2009 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares 20+ Year Treasury Bond ETF · $48.8B$6,684

TLT

OBIL

US Treasury 12 Month Bill ETF · $337M[…]

$10,000 five years ago, dividends reinvested

TLTMeasureOBIL

−2.3%Year to dateJan 1 → Nov 5+2.7%

−4.6%1 yearTotal return+3.4%

+3.8%3 years · per year$10,000 became $11,187 · $11,393+4.4%

−7.7%5 years · per year$10,000 became $6,684 · […][…]

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

4.77%Trailing 12-mo yield$477 · $372 a year on $10k3.72%

−12.5%Worst dropSmaller is better−0.2%

9.6%VolatilityLower is calmer0.6%

TLTOBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5OBIL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLT vs OBIL: Top 5 Holdings

Today

TLT

[…]in top 5

OBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

TLT vs OBIL Returns, Every Period

iSharesTLT

−4.6%

past year

OBILF/m

+3.4%

past year

TLTOBILFaded: behind in that period

0–3OBIL wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

TLT vs VCIT

YTD

iSharesTLT

−2.3%

VCITVanguard

−0.6%

−2.3%Year to date−0.6%

−12.5%Worst drop · 1Y−4.9%

9.6%Volatility · 1Y4.5%

4.8%Yield5.0%

$48.8BAssets$66.6B

4–0VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, OBIL, VCIT, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

TLT0.15%$15

OBIL0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: TLT, OBIL, VCIT, MUB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

TLT4.77%$477

OBIL3.72%$372

MUB3.27%$327

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

OBIL$372 − $15 = $357

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: TLT, OBIL, VCIT, MUB

Today

[…]holdings […]

TLTOBILVCITMUB

TLT—[…][…][…]

OBIL[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.4%OBIL, at 0.6% volatility

OBILWorst drop−0.2%0.6% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOBIL

−0.6%Year to date+2.7%

5.0%Yield3.7%

+0.3%Past year+3.4%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026