Compare · 3 funds side by side · dividends reinvested

TLT, OBIL and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,493VCIT · best of the three

02 / 04

TLT, OBIL and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.5

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.5%+4.4%[…]−0.2%0.6%$344M1.6

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−3.6%+3.1%−7.8%−12.5%9.6%$48.9B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TLT 2002 · OBIL 2022 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

US Treasury 12 Month Bill ETF · $344M[…]

OBIL

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

OBILMeasureVCIT

+2.7%Year to dateJan 1 → Nov 6−0.8%

+3.5%1 yearTotal return+0.4%

+4.4%3 years · per year$10,000 became $11,382 · $12,210+6.9%

[…]5 years · per year$10,000 became […] · $10,493+1.0%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.72%Trailing 12-mo yield$372 · $502 a year on $10k5.02%

−0.2%Worst dropSmaller is better−4.9%

0.6%VolatilityLower is calmer4.5%

OBILVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3OBIL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OBIL vs VCIT: Top 5 Holdings

Today

OBIL

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

OBIL vs VCIT Returns, Every Period

F/mOBIL

+3.5%

past year

VCITVanguard

+0.4%

past year

OBILVCITFaded: behind in that period

2–1OBIL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

OBIL vs VCIT

YTD

F/mOBIL

+2.7%

VCITVanguard

−0.8%

+2.7%Year to date−0.8%

−0.2%Worst drop · 1Y−4.9%

0.6%Volatility · 1Y4.5%

3.7%Yield5.0%

$344MAssets$66.6B

3–1OBIL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, OBIL, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

TLT0.15%$15

OBIL0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TLT, OBIL, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

TLT4.77%$477

OBIL3.72%$372

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

OBIL$372 − $15 = $357

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TLT, OBIL, VCIT

Today

[…]holdings […]

TLTOBILVCIT

TLT—[…][…]

OBIL[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.5%OBIL, at 0.6% volatility

OBILWorst drop−0.2%0.6% vol

VCITWorst drop−4.9%4.5% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOBIL

−0.8%Year to date+2.7%

5.0%Yield3.7%

+0.4%Past year+3.5%

0.03%Fee0.15%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026