Compare · 3 funds side by side · dividends reinvested

TLT, SHY and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

TLT, SHY and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.1

iShares 1-3 Year Treasury Bond ETFBonds & Cash · Treasuries0.15%3.60%+1.6%+2.3%+4.2%+2.0%−0.9%1.4%$27.5B2.1

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−3.6%+3.1%−7.8%−12.5%9.6%$49.1B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TLT 2002 · SHY 2002 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares 20+ Year Treasury Bond ETF · $49.1B$6,663

TLT

SHY

iShares 1-3 Year Treasury Bond ETF · $27.5B$11,063

$10,000 five years ago, dividends reinvested

TLTMeasureSHY

−2.3%Year to dateJan 1 → Nov 6+1.6%

−3.6%1 yearTotal return+2.3%

+3.1%3 years · per year$10,000 became $10,947 · $11,318+4.2%

−7.8%5 years · per year$10,000 became $6,663 · $11,063+2.0%

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

4.77%Trailing 12-mo yield$477 · $360 a year on $10k3.60%

−12.5%Worst dropSmaller is better−0.9%

9.6%VolatilityLower is calmer1.4%

TLTSHY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SHY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLT vs SHY: Top 5 Holdings

Today

TLT

[…]in top 5

SHY

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

TLT vs SHY Returns, Every Period

iSharesTLT

−7.8%

5 years, per year

SHYiShares

+2.0%

5 years, per year

TLTSHYFaded: behind in that period

0–4SHY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

TLT vs SGOV

YTD

iSharesTLT

−2.3%

SGOViShares

+3.2%

−2.3%Year to date+3.2%

−12.5%Worst drop · 1Y+0.0%

9.6%Volatility · 1Y0.2%

4.8%Yield3.6%

$49.1BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, SHY, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

TLT0.15%$15

SHY0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TLT, SHY, SGOV

4.77%highest, TLT

FundTrailing yieldYield$10k

TLT4.77%$477

SGOV3.63%$363

SHY3.60%$360

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, TLT

TLT$477 − $15 = $462

SGOV$363 − $9 = $354

SHY$360 − $15 = $345

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TLT, SHY, SGOV

Today

[…]holdings […]

TLTSHYSGOV

TLT—[…][…]

SHY[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SHYWorst drop−0.9%1.4% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

TLTSGOV

−2.3%Year to date+3.2%

4.8%Yield3.6%

−3.6%Past year+3.8%

0.15%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026