Compare · 4 funds side by side · dividends reinvested

TLT, SHY, SGOV and VCIT

TLTiShares×SHYiShares×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

TLT, SHY, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.3

iShares 1-3 Year Treasury Bond ETFBonds & Cash · Treasuries0.15%3.60%+1.5%+2.1%+4.1%+2.0%−0.9%1.4%$27.7B2.5

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−4.4%+2.3%−7.7%−12.5%9.5%$48.7B3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TLT 2002 · SHY 2002 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares 20+ Year Treasury Bond ETF · $48.7B$6,714

TLT

SHY

iShares 1-3 Year Treasury Bond ETF · $27.7B$11,056

$10,000 five years ago, dividends reinvested

TLTMeasureSHY

−2.3%Year to dateJan 1 → Nov 9+1.5%

−4.4%1 yearTotal return+2.1%

+2.3%3 years · per year$10,000 became $10,710 · $11,280+4.1%

−7.7%5 years · per year$10,000 became $6,714 · $11,056+2.0%

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

4.77%Trailing 12-mo yield$477 · $360 a year on $10k3.60%

−12.5%Worst dropSmaller is better−0.9%

9.5%VolatilityLower is calmer1.4%

TLTSHY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SHY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLT vs SHY: Top 5 Holdings

Today

TLT

[…]in top 5

SHY

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

TLT vs SHY Returns, Every Period

iSharesTLT

−7.7%

5 years, per year

SHYiShares

+2.0%

5 years, per year

TLTSHYFaded: behind in that period

0–4SHY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

TLT vs VCIT

YTD

iSharesTLT

−2.3%

VCITVanguard

−0.7%

−2.3%Year to date−0.7%

−12.5%Worst drop · 1Y−4.9%

9.5%Volatility · 1Y4.5%

4.8%Yield5.0%

$48.7BAssets$66.6B

4–0VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, SHY, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

TLT0.15%$15

SHY0.15%$15

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TLT, SHY, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

TLT4.77%$477

SGOV3.63%$363

SHY3.60%$360

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

SGOV$363 − $9 = $354

SHY$360 − $15 = $345

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TLT, SHY, SGOV, VCIT

Today

[…]holdings […]

TLTSHYSGOVVCIT

TLT—[…][…][…]

SHY[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SHYWorst drop−0.9%1.4% vol

VCITWorst drop−4.9%4.5% vol

TLTWorst drop−12.5%9.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.7%Year to date+3.2%

5.0%Yield3.6%

+0.0%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026