Compare · 3 funds side by side · dividends reinvested

TMFS, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

TMFS, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.5

Motley Fool Small-Cap Growth ETFUS Stock Styles · Small cap0.85%0.00%−0.9%+2.5%+10.1%−2.3%−15.7%19.3%$54M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TMFS 2018 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Motley Fool Small-Cap Growth ETF · $54M$8,892

TMFS

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

TMFSMeasureVTI

−0.9%Year to dateJan 1 → Nov 6+8.9%

+2.5%1 yearTotal return+9.9%

+10.1%3 years · per year$10,000 became $13,354 · $18,004+21.7%

−2.3%5 years · per year$10,000 became $8,892 · $16,375+10.4%

0.85%Expense ratio$85 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $109 a year on $10k1.09%

−15.7%Worst dropSmaller is better−8.9%

19.3%VolatilityLower is calmer13.7%

TMFSVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TMFS vs VTI: Top 5 Holdings

Today

TMFS

25.6%in top 5

VTI

in top 525.0%

TMFSStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

6.4%QTWOnot top 5

5.3%WINGnot top 5

not top 5MSFT5.2%

4.8%HQYnot top 5

4.7%GXOnot top 5

4.5%HRInot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common0.2%

End-of-day Nov 6, 2026 · share of each fund

TMFS vs VTI Returns, Every Period

Motley FoolTMFS

−2.3%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

TMFSVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: TMFS vs VTI

YTD

Motley FoolTMFS

−0.9%

VTIVanguard

+8.9%

−0.9%Year to date+8.9%

−15.7%Worst drop · 1Y−8.9%

19.3%Volatility · 1Y13.7%

0.0%Yield1.1%

$53.9MAssets$689B

4–0VTI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TMFS, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

TMFS0.85%$85

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TMFS, VTI, SPY

1.09%highest, VTI

FundTrailing yieldYield$10k

VTI1.09%$109

SPY1.03%$103

TMFS0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPY$103 − $9 = $94

TMFS$0 − $85 = −$85

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TMFS, VTI, SPY

Today

85.5%most shared, VTI and SPY

TMFSVTISPY

TMFS—0.2%0.0%

VTI0.2%—85.5%

SPY0.0%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

TMFSWorst drop−15.7%19.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTISPY

+8.9%Year to date+8.7%

1.1%Yield1.0%

+9.9%Past year+9.7%

0.03%Fee0.09%

4–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026