Compare · 3 funds side by side · dividends reinvested

TOPC, SCHD and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375VTI · best of the three

02 / 04

TOPC, SCHD and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.4

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.1

iShares S&P 500 3% Capped ETFLow-Cost Core · S&P 5000.15%1.06%+9.2%+10.6%[…][…]−8.0%13.0%$32M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TOPC 2025 · SCHD 2011 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

iShares S&P 500 3% Capped ETF · $32M[…]

TOPC

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 10.5% in common

TOPCMeasureSCHD

+9.2%Year to dateJan 1 → Nov 6+31.4%

+10.6%1 yearTotal return+37.0%

[…]3 years · per year$10,000 became […] · $17,266+20.0%

[…]5 years · per year$10,000 became […] · $16,267+10.2%

0.15%Expense ratio$15 · $6 a year on $10k · lower is better0.06%

1.06%Trailing 12-mo yield$106 · $300 a year on $10k3.00%

−8.0%Worst dropSmaller is better−6.9%

13.0%VolatilityLower is calmer11.7%

TOPCSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TOPC vs SCHD: Top 5 Holdings

Today

TOPC

15.0%in top 5

SCHD

in top 521.4%

TOPCStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

3.4%AAPLnot top 5

3.4%MSFTnot top 5

3.2%AMZNnot top 5

2.5%METAnot top 5

2.5%NVDAnot top 5

Held in common10.5%

End-of-day Nov 6, 2026 · share of each fund

TOPC vs SCHD Returns, Every Period

iSharesTOPC

+10.6%

past year

SCHDSchwab

+37.0%

past year

TOPCSCHDFaded: behind in that period

0–2SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Income: TOPC vs SCHD

YTD

iSharesTOPC

+9.2%

SCHDSchwab

+31.4%

+9.2%Year to date+31.4%

−8.0%Worst drop · 1Y−6.9%

13.0%Volatility · 1Y11.7%

1.1%Yield3.0%

$31.9MAssets$120B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TOPC, SCHD, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SCHD0.06%$6

TOPC0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TOPC, SCHD, VTI

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

VTI1.09%$109

TOPC1.06%$106

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VTI$109 − $3 = $106

TOPC$106 − $15 = $91

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TOPC, SCHD, VTI

Today

75.5%most shared, TOPC and VTI

TOPCSCHDVTI

TOPC—10.5%75.5%

SCHD10.5%—7.1%

VTI75.5%7.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

TOPCWorst drop−8.0%13.0% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDTOPC

+31.4%Year to date+9.2%

3.0%Yield1.1%

+37.0%Past year+10.6%

0.06%Fee0.15%

4–0SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026