Compare · 3 funds side by side · dividends reinvested

TOS, EFA and VT

TOSTwin Oak×EFAiShares×VTVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,957VT · best of the three

02 / 04

TOS, EFA and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B1.3

iShares MSCI EAFE ETFInternational · Developed0.32%3.21%+11.0%+15.6%+18.7%+8.6%−11.4%16.6%$75.5B1.8

Twin Oak Strategic Solutions ETFUnsorted0.36%0.00%[…][…][…][…][…][…]$138M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TOS 2026 · EFA 2001 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Twin Oak Strategic Solutions ETF · $138M[…]

TOS

EFA

iShares MSCI EAFE ETF · $75.5B$15,117

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

TOSMeasureEFA

[…]Year to dateJan 1 → Nov 9+11.0%

[…]1 yearTotal return+15.6%

[…]3 years · per year$10,000 became […] · $16,732+18.7%

[…]5 years · per year$10,000 became […] · $15,117+8.6%

0.36%Expense ratio$36 · $32 a year on $10k · lower is better0.32%

0.00%Trailing 12-mo yield$0 · $321 a year on $10k3.21%

[…]Worst dropSmaller is better−11.4%

[…]VolatilityLower is calmer16.6%

TOSEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2EFA wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TOS vs EFA: Top 5 Holdings

Today

TOS

46.4%in top 5

EFA

in top 58.4%

TOSStockEFA

9.6%AMZNnot top 5

9.5%ASMLnot top 5

9.4%DISVnot top 5

9.3%NVDAnot top 5

8.5%TSMnot top 5

not top 5ASML.AS2.6%

not top 5ROP.SW1.6%

not top 5HSBA.L1.4%

not top 5NOVN.SW1.4%

not top 5SHEL.L1.4%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

TOS vs EFA Returns, Every Period

Twin OakTOS

[…]

past year

EFAiShares

+15.6%

past year

Returns […]

TOSEFAFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs International: TOS vs EFA

YTD

Twin OakTOS

[…]

EFAiShares

+11.0%

[…]Year to date+11.0%

[…]Worst drop · 1Y−11.4%

[…]Volatility · 1Y16.6%

0.0%Yield3.2%

$138MAssets$75.5B

1–0EFA wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TOS, EFA, VT

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

EFA0.32%$32

TOS0.36%$36

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TOS, EFA, VT

3.21%highest, EFA

FundTrailing yieldYield$10k

EFA3.21%$321

VT1.55%$155

TOS0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VT$155 − $6 = $149

TOS$0 − $36 = −$36

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TOS, EFA, VT

Today

17.5%most shared, EFA and VT

TOSEFAVT

TOS—0.0%8.2%

EFA0.0%—17.5%

VT8.2%17.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.6%EFA, at 16.6% volatility

VTWorst drop−9.7%14.9% vol

EFAWorst drop−11.4%16.6% vol

TOSWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EFAVT

+11.0%Year to date+11.3%

3.2%Yield1.6%

+15.6%Past year+14.3%

0.32%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026