Compare · 3 funds side by side · dividends reinvested

TOS, VOO and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

TOS, VOO and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.9

Twin Oak Strategic Solutions ETFUnsorted0.36%0.00%[…][…][…][…][…][…]$146M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: TOS 2026 · VOO 2010 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Twin Oak Strategic Solutions ETF · $146M[…]

TOS

VOO

Vanguard S&P 500 ETF · $1.00T$17,156

$10,000 five years ago, dividends reinvested · they hold 14.6% in common

TOSMeasureVOO

[…]Year to dateJan 1 → Nov 5+13.4%

[…]1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $19,172+24.2%

[…]5 years · per year$10,000 became […] · $18,115+12.6%

0.36%Expense ratio$36 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $105 a year on $10k1.05%

[…]Worst dropSmaller is better−8.9%

[…]VolatilityLower is calmer12.8%

TOSVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2VOO wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TOS vs VOO: Top 5 Holdings

Today

TOS

46.4%in top 5

VOO

in top 528.3%

TOSStockVOO

9.6%ASMLnot top 5

9.5%NVDA8.4%

9.4%AMZN3.7%

9.4%DISVnot top 5

8.6%TSMnot top 5

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5GOOGL3.1%

Held in common14.6%

End-of-day Nov 5, 2026 · share of each fund

TOS vs VOO Returns, Every Period

Twin OakTOS

[…]

past year

VOOVanguard

+13.5%

past year

Returns […]

TOSVOOFaded: behind in that period

0–0Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: TOS vs VOO

YTD

Twin OakTOS

[…]

VOOVanguard

+13.4%

[…]Year to date+13.4%

[…]Worst drop · 1Y−8.9%

[…]Volatility · 1Y12.8%

0.0%Yield1.1%

$146MAssets$1.00T

1–0VOO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TOS, VOO, SPY

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

TOS0.36%$36

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: TOS, VOO, SPY

1.05%highest, VOO

FundTrailing yieldYield$10k

VOO1.05%$105

SPY0.99%$99

TOS0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

SPY$99 − $9 = $90

TOS$0 − $36 = −$36

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: TOS, VOO, SPY

Today

93.5%most shared, VOO and SPY

TOSVOOSPY

TOS—14.6%13.4%

VOO14.6%—93.5%

SPY13.4%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VOO, at 12.8% volatility

VOOWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

TOSWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOOSPY

+13.4%Year to date+13.3%

1.1%Yield1.0%

+13.5%Past year+13.4%

0.03%Fee0.09%

4–0VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026