Compare · 3 funds side by side · dividends reinvested

TPHD, SPYM and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,553SPYM · best of the three

02 / 04

TPHD, SPYM and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Timothy Plan High Dividend Stock ETFIncome · Dividend stocks0.52%1.91%+16.6%+19.1%+15.5%+9.7%−7.5%11.0%$390M1.8

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.9

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TPHD 2019 · SPYM 2005 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan High Dividend Stock ETF · $390M$15,866

TPHD

SPYM

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

$10,000 five years ago, dividends reinvested · they hold 7.0% in common

TPHDMeasureSPYM

+16.6%Year to dateJan 1 → Nov 9+11.3%

+19.1%1 yearTotal return+13.6%

+15.5%3 years · per year$10,000 became $15,390 · $18,161+22.0%

+9.7%5 years · per year$10,000 became $15,866 · $17,553+11.9%

0.52%Expense ratio$52 · $2 a year on $10k · lower is better0.02%

1.91%Trailing 12-mo yield$191 · $103 a year on $10k1.03%

−7.5%Worst dropSmaller is better−8.9%

11.0%VolatilityLower is calmer13.7%

TPHDSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3TPHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPHD vs SPYM: Top 5 Holdings

Today

TPHD

8.4%in top 5

SPYM

in top 527.8%

TPHDStockSPYM

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

1.7%WECnot top 5

1.7%DUKnot top 5

1.7%EDnot top 5

1.6%EVRGnot top 5

1.6%LNTnot top 5

Held in common7.0%

End-of-day Nov 9, 2026 · share of each fund

TPHD vs SPYM Returns, Every Period

Timothy PlanTPHD

+9.7%

5 years, per year

SPYMSPDR

+11.9%

5 years, per year

TPHDSPYMFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Core: TPHD vs VOO

YTD

Timothy PlanTPHD

+16.6%

VOOVanguard

+11.3%

+16.6%Year to date+11.3%

−7.5%Worst drop · 1Y−8.9%

11.0%Volatility · 1Y13.7%

1.9%Yield1.1%

$390MAssets$1.00T

4–0TPHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPHD, SPYM, VOO

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VOO0.03%$3

TPHD0.52%$52

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TPHD, SPYM, VOO

1.91%highest, TPHD

FundTrailing yieldYield$10k

TPHD1.91%$191

VOO1.07%$107

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$139most kept, TPHD

TPHD$191 − $52 = $139

VOO$107 − $3 = $104

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TPHD, SPYM, VOO

Today

92.7%most shared, SPYM and VOO

TPHDSPYMVOO

TPHD—7.0%6.2%

SPYM7.0%—92.7%

VOO6.2%92.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.1%TPHD, at 11.0% volatility

TPHDWorst drop−7.5%11.0% vol

VOOWorst drop−8.9%13.7% vol

SPYMWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

TPHDSPYM

+16.6%Year to date+11.3%

1.9%Yield1.0%

+19.1%Past year+13.6%

0.52%Fee0.02%

3–1TPHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026