Compare · 4 funds side by side · dividends reinvested

TPIF, EFA, VXUS and VEA

TPIFTimothy Plan×EFAiShares×VXUSVanguard×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$15,497VEA · best of the four

02 / 04

TPIF, EFA, VXUS and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.0

Timothy Plan International ETFInternational · Ex-US broad0.62%2.65%+11.6%+16.3%+20.2%+8.1%−10.2%15.3%$269M2.1

iShares MSCI EAFE ETFInternational · Developed0.32%3.21%+11.0%+15.5%+18.7%+8.6%−11.4%16.5%$75.5B2.8

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TPIF 2019 · EFA 2001 · VXUS 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan International ETF · $269M$14,774

TPIF

EFA

iShares MSCI EAFE ETF · $75.5B$15,113

$10,000 five years ago, dividends reinvested · they hold 39.4% in common

TPIFMeasureEFA

+11.6%Year to dateJan 1 → Nov 9+11.0%

+16.3%1 yearTotal return+15.5%

+20.2%3 years · per year$10,000 became $17,374 · $16,727+18.7%

+8.1%5 years · per year$10,000 became $14,774 · $15,113+8.6%

0.62%Expense ratio$62 · $32 a year on $10k · lower is better0.32%

2.65%Trailing 12-mo yield$265 · $321 a year on $10k3.21%

−10.2%Worst dropSmaller is better−11.4%

15.3%VolatilityLower is calmer16.5%

TPIFEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3TPIF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPIF vs EFA: Top 5 Holdings

Today

TPIF

3.0%in top 5

EFA

in top 58.2%

TPIFStockEFA

not top 5ASML.AS2.5%

not top 5ROP.SW1.6%

not top 5HSBA.L1.4%

not top 5NOVN.SW1.4%

not top 5SHEL.L1.4%

0.7%0002.HKnot top 5

0.6%FTS.TOnot top 5

0.6%EMA.TOnot top 5

0.6%H.TOnot top 5

0.5%SRG.MInot top 5

Held in common39.4%

End-of-day Nov 9, 2026 · share of each fund

TPIF vs EFA Returns, Every Period

Timothy PlanTPIF

+8.1%

5 years, per year

EFAiShares

+8.6%

5 years, per year

TPIFEFAFaded: behind in that period

3–1TPIF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

TPIF vs EFA

YTD

Timothy PlanTPIF

+11.6%

EFAiShares

+11.0%

+11.6%Year to date+11.0%

−10.2%Worst drop · 1Y−11.4%

15.3%Volatility · 1Y16.5%

2.7%Yield3.2%

$269MAssets$75.5B

3–1TPIF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, EFA, VXUS, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VXUS0.05%$5

EFA0.32%$32

TPIF0.62%$62

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TPIF, EFA, VXUS, VEA

3.21%highest, EFA

FundTrailing yieldYield$10k

EFA3.21%$321

TPIF2.65%$265

VEA2.44%$244

VXUS2.39%$239

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

TPIF$265 − $62 = $203

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TPIF, EFA, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

TPIFEFAVXUSVEA

TPIF—39.4%26.6%34.0%

EFA39.4%—45.8%63.2%

VXUS26.6%45.8%—65.3%

VEA34.0%63.2%65.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.8%VEA, at 18.3% volatility

TPIFWorst drop−10.2%15.3% vol

EFAWorst drop−11.4%16.5% vol

VXUSWorst drop−11.3%17.9% vol

VEAWorst drop−11.6%18.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EFAVEA

+11.0%Year to date+12.9%

3.2%Yield2.4%

+15.5%Past year+18.8%

0.32%Fee0.03%

3–1VEA wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.6%

+11.1%Year to date+11.6%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026