Compare · 4 funds side by side · dividends reinvested

TPIF, FICS, VXUS and IEMG

TPIFTimothy Plan×FICSFirst Trust×VXUSVanguard×IEMGiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$14,786TPIF · best of the four

02 / 04

TPIF, FICS, VXUS and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Timothy Plan International ETFInternational · Ex-US broad0.62%2.65%+11.7%+16.3%+20.2%+8.1%−10.2%15.3%$269M1.4

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.5

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.42%+11.4%+12.8%+19.8%+6.4%−17.8%25.7%$146B2.9

First Trust International Developed Capital Strength ETFInternational · Developed0.70%1.83%+7.8%+13.1%+14.2%+5.3%−10.3%14.1%$205M3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TPIF 2019 · FICS 2020 · VXUS 2011 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total International Stock ETF · $163B$14,758

VXUS

FICS

First Trust International Developed Capital Strength ETF · $205M$12,962

$10,000 five years ago, dividends reinvested · they hold 6.7% in common

VXUSMeasureFICS

+11.1%Year to dateJan 1 → Nov 9+7.8%

+15.3%1 yearTotal return+13.1%

+19.5%3 years · per year$10,000 became $17,060 · $14,900+14.2%

+8.1%5 years · per year$10,000 became $14,758 · $12,962+5.3%

0.05%Expense ratio$5 · $70 a year on $10k · lower is better0.70%

2.39%Trailing 12-mo yield$239 · $183 a year on $10k1.83%

−11.3%Worst dropSmaller is better−10.3%

17.9%VolatilityLower is calmer14.1%

VXUSFICS Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VXUS wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VXUS vs FICS: Top 5 Holdings

Today

VXUS

10.2%in top 5

FICS

in top 510.8%

VXUSStockFICS

4.2%2330.TWnot top 5

not top 5SCHP.SW2.3%

not top 5OR.PA2.2%

not top 5AENA.MC2.2%

not top 5NOVN.SW2.1%

not top 5SAMPO.HE2.1%

2.0%005930.Knot top 5

1.7%000660.Knot top 5

1.5%ASML.ASnot top 5

0.8%0700.HKnot top 5

Held in common6.7%

End-of-day Nov 9, 2026 · share of each fund

VXUS vs FICS Returns, Every Period

VanguardVXUS

+8.1%

5 years, per year

FICSFirst Trust

+5.3%

5 years, per year

VXUSFICSFaded: behind in that period

4–0VXUS wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VXUS vs TPIF

YTD

VanguardVXUS

+11.1%

TPIFTimothy Plan

+11.7%

+11.1%Year to date+11.7%

−11.3%Worst drop · 1Y−10.2%

17.9%Volatility · 1Y15.3%

2.4%Yield2.6%

$163BAssets$269M

4–0TPIF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, FICS, VXUS, IEMG

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

IEMG0.09%$9

TPIF0.62%$62

FICS0.70%$70

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TPIF, FICS, VXUS, IEMG

2.65%highest, TPIF

FundTrailing yieldYield$10k

TPIF2.65%$265

IEMG2.42%$242

VXUS2.39%$239

FICS1.83%$183

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

TPIF$265 − $62 = $203

FICS$183 − $70 = $113

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TPIF, FICS, VXUS, IEMG

Today

26.7%most shared, TPIF and VXUS

TPIFFICSVXUSIEMG

TPIF—9.4%26.7%2.9%

FICS9.4%—6.7%0.1%

VXUS26.7%6.7%—24.9%

IEMG2.9%0.1%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+16.3%TPIF, at 15.3% volatility

FICSWorst drop−10.3%14.1% vol

TPIFWorst drop−10.2%15.3% vol

VXUSWorst drop−11.3%17.9% vol

IEMGWorst drop−17.8%25.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

TPIFIEMG

+11.7%Year to date+11.4%

2.6%Yield2.4%

+16.3%Past year+12.8%

0.62%Fee0.09%

3–1TPIF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026