Compare · 4 funds side by side · dividends reinvested

TPIF, FNDF, VEA and VT

TPIFTimothy Plan×FNDFSchwab×VEAVanguard×VTVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,637FNDF · best of the four

02 / 04

TPIF, FNDF, VEA and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$26.0B1.8

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B2.5

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.8

Timothy Plan International ETFInternational · Ex-US broad0.62%2.74%+9.0%+13.2%+20.1%+7.8%−10.2%15.1%$270M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TPIF 2019 · FNDF 2013 · VEA 2007 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan International ETF · $270M$14,546

TPIF

FNDF

Schwab Fundamental International Large Company Index ETF · $26.0B$18,637

$10,000 five years ago, dividends reinvested · they hold 35.6% in common

TPIFMeasureFNDF

+9.0%Year to dateJan 1 → Nov 6+17.4%

+13.2%1 yearTotal return+24.6%

+20.1%3 years · per year$10,000 became $17,307 · $18,863+23.6%

+7.8%5 years · per year$10,000 became $14,546 · $18,637+13.3%

0.62%Expense ratio$62 · $25 a year on $10k · lower is better0.25%

2.74%Trailing 12-mo yield$274 · $310 a year on $10k3.10%

−10.2%Worst dropSmaller is better−10.6%

15.1%VolatilityLower is calmer16.6%

TPIFFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6FNDF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPIF vs FNDF: Top 5 Holdings

Today

TPIF

3.0%in top 5

FNDF

in top 59.4%

TPIFStockFNDF

not top 5SHEL.L2.9%

not top 5005930.K2.4%

not top 5TTE.PA1.8%

not top 57203.T1.3%

not top 5BHP.AX1.1%

0.7%0002.HKnot top 5

0.6%FTS.TOnot top 5

0.6%EMA.TOnot top 5

0.6%H.TOnot top 5

0.5%SRG.MInot top 5

Held in common35.6%

End-of-day Nov 6, 2026 · share of each fund

TPIF vs FNDF Returns, Every Period

Timothy PlanTPIF

+7.8%

5 years, per year

FNDFSchwab

+13.3%

5 years, per year

TPIFFNDFFaded: behind in that period

0–4FNDF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

TPIF vs FNDF

YTD

Timothy PlanTPIF

+9.0%

FNDFSchwab

+17.4%

+9.0%Year to date+17.4%

−10.2%Worst drop · 1Y−10.6%

15.1%Volatility · 1Y16.6%

2.7%Yield3.1%

$270MAssets$26.0B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, FNDF, VEA, VT

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VT0.06%$6

FNDF0.25%$25

TPIF0.62%$62

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TPIF, FNDF, VEA, VT

3.10%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.10%$310

TPIF2.74%$274

VEA2.51%$251

VT1.59%$159

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

TPIF$274 − $62 = $212

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TPIF, FNDF, VEA, VT

Today

59.8%most shared, FNDF and VEA

TPIFFNDFVEAVT

TPIF—35.6%34.0%11.5%

FNDF35.6%—59.8%19.9%

VEA34.0%59.8%—23.3%

VT11.5%19.9%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.6%FNDF, at 16.6% volatility

VTWorst drop−9.7%14.7% vol

TPIFWorst drop−10.2%15.1% vol

FNDFWorst drop−10.6%16.6% vol

VEAWorst drop−11.6%18.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVEA

+17.4%Year to date+9.7%

3.1%Yield2.5%

+24.6%Past year+14.8%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026