Compare · 3 funds side by side · dividends reinvested

TPIF, SCHF and VXUS

TPIFTimothy Plan×SCHFSchwab×VXUSVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,097SCHF · best of the three

02 / 04

TPIF, SCHF and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.06%+15.1%+19.5%+22.5%+10.0%−11.5%17.8%$68.2B1.5

Timothy Plan International ETFInternational · Ex-US broad0.62%2.66%+12.4%+16.8%+21.8%+8.5%−10.2%15.0%$269M1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.37%+12.0%+15.0%+21.0%+8.5%−11.3%17.3%$163B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: TPIF 2019 · SCHF 2009 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan International ETF · $269M$15,010

TPIF

SCHF

Schwab International Equity ETF · $68.2B$16,097

$10,000 five years ago, dividends reinvested · they hold 39.0% in common

TPIFMeasureSCHF

+12.4%Year to dateJan 1 → Nov 4+15.1%

+16.8%1 yearTotal return+19.5%

+21.8%3 years · per year$10,000 became $18,056 · $18,389+22.5%

+8.5%5 years · per year$10,000 became $15,010 · $16,097+10.0%

0.62%Expense ratio$62 · $3 a year on $10k · lower is better0.03%

2.66%Trailing 12-mo yield$266 · $306 a year on $10k3.06%

−10.2%Worst dropSmaller is better−11.5%

15.0%VolatilityLower is calmer17.8%

TPIFSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPIF vs SCHF: Top 5 Holdings

Today

TPIF

3.0%in top 5

SCHF

in top 59.0%

TPIFStockSCHF

not top 5005930.K2.6%

not top 5000660.K2.1%

not top 5ASML.AS2.1%

not top 5ROP.SW1.2%

not top 5SHEL.L1.1%

0.7%0002.HKnot top 5

0.6%FTS.TOnot top 5

0.6%EMA.TOnot top 5

0.6%H.TOnot top 5

0.5%SRG.MInot top 5

Held in common39.0%

End-of-day Nov 4, 2026 · share of each fund

TPIF vs SCHF Returns, Every Period

Timothy PlanTPIF

+8.5%

5 years, per year

SCHFSchwab

+10.0%

5 years, per year

TPIFSCHFFaded: behind in that period

0–4SCHF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

TPIF vs SCHF

YTD

Timothy PlanTPIF

+12.4%

SCHFSchwab

+15.1%

+12.4%Year to date+15.1%

−10.2%Worst drop · 1Y−11.5%

15.0%Volatility · 1Y17.8%

2.7%Yield3.1%

$269MAssets$68.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, SCHF, VXUS

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VXUS0.05%$5

TPIF0.62%$62

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: TPIF, SCHF, VXUS

3.06%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.06%$306

TPIF2.66%$266

VXUS2.37%$237

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$303most kept, SCHF

SCHF$306 − $3 = $303

VXUS$237 − $5 = $232

TPIF$266 − $62 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: TPIF, SCHF, VXUS

Today

61.9%most shared, SCHF and VXUS

TPIFSCHFVXUS

TPIF—39.0%26.9%

SCHF39.0%—61.9%

VXUS26.9%61.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.5%SCHF, at 17.8% volatility

TPIFWorst drop−10.2%15.0% vol

VXUSWorst drop−11.3%17.3% vol

SCHFWorst drop−11.5%17.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFTPIF

+15.1%Year to date+12.4%

3.1%Yield2.7%

+19.5%Past year+16.8%

0.03%Fee0.62%

4–0SCHF wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026