Compare · 3 funds side by side · dividends reinvested

TPIF, SCHF and VXUS

TPIFTimothy Plan×SCHFSchwab×VXUSVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,690SCHF · best of the three

02 / 04

TPIF, SCHF and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.10%+13.6%+19.2%+20.6%+9.4%−11.5%18.4%$65.8B1.5

Timothy Plan International ETFInternational · Ex-US broad0.62%2.65%+11.6%+16.3%+20.2%+8.1%−10.2%15.3%$269M1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TPIF 2019 · SCHF 2009 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan International ETF · $269M$14,774

TPIF

SCHF

Schwab International Equity ETF · $65.8B$15,690

$10,000 five years ago, dividends reinvested · they hold 38.9% in common

TPIFMeasureSCHF

+11.6%Year to dateJan 1 → Nov 9+13.6%

+16.3%1 yearTotal return+19.2%

+20.2%3 years · per year$10,000 became $17,374 · $17,545+20.6%

+8.1%5 years · per year$10,000 became $14,774 · $15,690+9.4%

0.62%Expense ratio$62 · $3 a year on $10k · lower is better0.03%

2.65%Trailing 12-mo yield$265 · $310 a year on $10k3.10%

−10.2%Worst dropSmaller is better−11.5%

15.3%VolatilityLower is calmer18.4%

TPIFSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPIF vs SCHF: Top 5 Holdings

Today

TPIF

3.0%in top 5

SCHF

in top 58.4%

TPIFStockSCHF

not top 5005930.K2.4%

not top 5ASML.AS1.9%

not top 5000660.K1.9%

not top 5ROP.SW1.2%

not top 5NOVN.SW1.1%

0.7%0002.HKnot top 5

0.6%FTS.TOnot top 5

0.6%EMA.TOnot top 5

0.6%H.TOnot top 5

0.5%SRG.MInot top 5

Held in common38.9%

End-of-day Nov 9, 2026 · share of each fund

TPIF vs SCHF Returns, Every Period

Timothy PlanTPIF

+8.1%

5 years, per year

SCHFSchwab

+9.4%

5 years, per year

TPIFSCHFFaded: behind in that period

0–4SCHF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

TPIF vs SCHF

YTD

Timothy PlanTPIF

+11.6%

SCHFSchwab

+13.6%

+11.6%Year to date+13.6%

−10.2%Worst drop · 1Y−11.5%

15.3%Volatility · 1Y18.4%

2.7%Yield3.1%

$269MAssets$65.8B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, SCHF, VXUS

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VXUS0.05%$5

TPIF0.62%$62

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TPIF, SCHF, VXUS

3.10%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.10%$310

TPIF2.65%$265

VXUS2.39%$239

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$307most kept, SCHF

SCHF$310 − $3 = $307

VXUS$239 − $5 = $234

TPIF$265 − $62 = $203

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TPIF, SCHF, VXUS

Today

61.8%most shared, SCHF and VXUS

TPIFSCHFVXUS

TPIF—38.9%26.6%

SCHF38.9%—61.8%

VXUS26.6%61.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.2%SCHF, at 18.4% volatility

TPIFWorst drop−10.2%15.3% vol

VXUSWorst drop−11.3%17.9% vol

SCHFWorst drop−11.5%18.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFTPIF

+13.6%Year to date+11.6%

3.1%Yield2.7%

+19.2%Past year+16.3%

0.03%Fee0.62%

4–0SCHF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.6%

+11.1%Year to date+11.6%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026