Compare · 2 funds side by side · dividends reinvested

TPIF and VTI

TPIFTimothy Plan×VTIVanguard×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,697VTI · best of the two

02 / 04

TPIF and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.4

Timothy Plan International ETFInternational · Ex-US broad0.62%2.65%+11.7%+16.3%+20.2%+8.1%−10.2%15.3%$269M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TPIF 2019 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan International ETF · $269M$14,786

TPIF

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

TPIFMeasureVTI

+11.7%Year to dateJan 1 → Nov 9+11.6%

+16.3%1 yearTotal return+13.9%

+20.2%3 years · per year$10,000 became $17,388 · $18,090+21.8%

+8.1%5 years · per year$10,000 became $14,786 · $16,697+10.8%

0.62%Expense ratio$62 · $3 a year on $10k · lower is better0.03%

2.65%Trailing 12-mo yield$265 · $106 a year on $10k1.06%

−10.2%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.9%

TPIFVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPIF vs VTI: Top 5 Holdings

Today

TPIF

3.1%in top 5

VTI

in top 525.0%

TPIFStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

0.7%0002.HKnot top 5

0.6%FTS.TOnot top 5

0.6%EMA.TOnot top 5

0.6%H.TOnot top 5

0.5%0006.HKnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

TPIF vs VTI Returns, Every Period

Timothy PlanTPIF

+8.1%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

TPIFVTIFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

International vs Core: TPIF vs VTI

YTD

Timothy PlanTPIF

+11.7%

VTIVanguard

+11.6%

+11.7%Year to date+11.6%

−10.2%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.9%

2.6%Yield1.1%

$269MAssets$689B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

TPIF0.62%$62

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TPIF, VTI

2.65%highest, TPIF

FundTrailing yieldYield$10k

TPIF2.65%$265

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$203most kept, TPIF

TPIF$265 − $62 = $203

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TPIF, VTI

Today

0.0%most shared, TPIF and VTI

TPIFVTI

TPIF—0.0%

VTI0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+16.3%TPIF, at 15.3% volatility

VTIWorst drop−8.9%13.9% vol

TPIFWorst drop−10.2%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

TPIFVTI

+11.7%Year to date+11.6%

2.6%Yield1.1%

+16.3%Past year+13.9%

0.62%Fee0.03%

3–1TPIF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026