Compare · 3 funds side by side · dividends reinvested

TPIF, VXUS and EFA

TPIFTimothy Plan×VXUSVanguard×EFAiShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$14,818EFA · best of the three

02 / 04

TPIF, VXUS and EFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Timothy Plan International ETFInternational · Ex-US broad0.62%2.74%+9.0%+13.2%+20.1%+7.8%−10.2%15.1%$270M1.5

iShares MSCI EAFE ETFInternational · Developed0.32%3.30%+7.8%+11.9%+18.3%+8.2%−11.4%16.3%$76.1B2.1

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.45%+8.1%+11.6%+19.2%+7.7%−11.3%17.6%$163B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TPIF 2019 · VXUS 2011 · EFA 2001

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan International ETF · $270M$14,546

TPIF

VXUS

Vanguard Total International Stock ETF · $163B$14,489

$10,000 five years ago, dividends reinvested · they hold 26.6% in common

TPIFMeasureVXUS

+9.0%Year to dateJan 1 → Nov 6+8.1%

+13.2%1 yearTotal return+11.6%

+20.1%3 years · per year$10,000 became $17,307 · $16,925+19.2%

+7.8%5 years · per year$10,000 became $14,546 · $14,489+7.7%

0.62%Expense ratio$62 · $5 a year on $10k · lower is better0.05%

2.74%Trailing 12-mo yield$274 · $245 a year on $10k2.45%

−10.2%Worst dropSmaller is better−11.3%

15.1%VolatilityLower is calmer17.6%

TPIFVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1TPIF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPIF vs VXUS: Top 5 Holdings

Today

TPIF

3.0%in top 5

VXUS

in top 510.2%

TPIFStockVXUS

not top 52330.TW4.2%

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 5ASML.AS1.5%

not top 50700.HK0.8%

0.7%0002.HKnot top 5

0.6%FTS.TOnot top 5

0.6%EMA.TOnot top 5

0.6%H.TOnot top 5

0.5%SRG.MInot top 5

Held in common26.6%

End-of-day Nov 6, 2026 · share of each fund

TPIF vs VXUS Returns, Every Period

Timothy PlanTPIF

+7.8%

5 years, per year

VXUSVanguard

+7.7%

5 years, per year

TPIFVXUSFaded: behind in that period

4–0TPIF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

TPIF vs EFA

YTD

Timothy PlanTPIF

+9.0%

EFAiShares

+7.8%

+9.0%Year to date+7.8%

−10.2%Worst drop · 1Y−11.4%

15.1%Volatility · 1Y16.3%

2.7%Yield3.3%

$270MAssets$76.1B

3–1TPIF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, VXUS, EFA

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

EFA0.32%$32

TPIF0.62%$62

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TPIF, VXUS, EFA

3.30%highest, EFA

FundTrailing yieldYield$10k

EFA3.30%$330

TPIF2.74%$274

VXUS2.45%$245

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

VXUS$245 − $5 = $240

TPIF$274 − $62 = $212

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TPIF, VXUS, EFA

Today

45.8%most shared, VXUS and EFA

TPIFVXUSEFA

TPIF—26.6%39.4%

VXUS26.6%—45.8%

EFA39.4%45.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.2%TPIF, at 15.1% volatility

TPIFWorst drop−10.2%15.1% vol

EFAWorst drop−11.4%16.3% vol

VXUSWorst drop−11.3%17.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EFATPIF

+7.8%Year to date+9.0%

3.3%Yield2.7%

+11.9%Past year+13.2%

0.32%Fee0.62%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026