Compare · 3 funds side by side · dividends reinvested

TPIF, VXUS and SCHD

TPIFTimothy Plan×VXUSVanguard×SCHDSchwab×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

TPIF, VXUS and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.3

Timothy Plan International ETFInternational · Ex-US broad0.62%2.65%+11.7%+16.3%+20.2%+8.1%−10.2%15.3%$269M2.0

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TPIF 2019 · VXUS 2011 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan International ETF · $269M$14,786

TPIF

VXUS

Vanguard Total International Stock ETF · $163B$14,758

$10,000 five years ago, dividends reinvested · they hold 26.7% in common

TPIFMeasureVXUS

+11.7%Year to dateJan 1 → Nov 9+11.1%

+16.3%1 yearTotal return+15.3%

+20.2%3 years · per year$10,000 became $17,388 · $17,060+19.5%

+8.1%5 years · per year$10,000 became $14,786 · $14,758+8.1%

0.62%Expense ratio$62 · $5 a year on $10k · lower is better0.05%

2.65%Trailing 12-mo yield$265 · $239 a year on $10k2.39%

−10.2%Worst dropSmaller is better−11.3%

15.3%VolatilityLower is calmer17.9%

TPIFVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1TPIF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPIF vs VXUS: Top 5 Holdings

Today

TPIF

3.1%in top 5

VXUS

in top 510.2%

TPIFStockVXUS

not top 52330.TW4.2%

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 5ASML.AS1.5%

not top 50700.HK0.8%

0.7%0002.HKnot top 5

0.6%FTS.TOnot top 5

0.6%EMA.TOnot top 5

0.6%H.TOnot top 5

0.5%0006.HKnot top 5

Held in common26.7%

End-of-day Nov 9, 2026 · share of each fund

TPIF vs VXUS Returns, Every Period

Timothy PlanTPIF

+8.1%

5 years, per year

VXUSVanguard

+8.1%

5 years, per year

TPIFVXUSFaded: behind in that period

3–0TPIF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

International vs Income: TPIF vs SCHD

YTD

Timothy PlanTPIF

+11.7%

SCHDSchwab

+33.2%

+11.7%Year to date+33.2%

−10.2%Worst drop · 1Y−6.9%

15.3%Volatility · 1Y11.8%

2.6%Yield3.0%

$269MAssets$122B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPIF, VXUS, SCHD

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

SCHD0.06%$6

TPIF0.62%$62

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TPIF, VXUS, SCHD

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

TPIF2.65%$265

VXUS2.39%$239

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

VXUS$239 − $5 = $234

TPIF$265 − $62 = $203

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TPIF, VXUS, SCHD

Today

26.7%most shared, TPIF and VXUS

TPIFVXUSSCHD

TPIF—26.7%0.0%

VXUS26.7%—0.0%

SCHD0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

TPIFWorst drop−10.2%15.3% vol

VXUSWorst drop−11.3%17.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDTPIF

+33.2%Year to date+11.7%

3.0%Yield2.6%

+39.1%Past year+16.3%

0.06%Fee0.62%

4–0SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026