Compare · 3 funds side by side · dividends reinvested

TPLC, SPY and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,151IVV · best of the three

02 / 04

TPLC, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B1.8

Timothy Plan US Large/Mid Cap Core ETFUS Stock Styles · Mid cap0.52%0.80%+14.5%+14.7%+17.4%+8.2%−7.6%11.2%$322M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: TPLC 2019 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan US Large/Mid Cap Core ETF · $322M$14,281

TPLC

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 19.4% in common

TPLCMeasureSPY

+14.5%Year to dateJan 1 → Nov 5+13.3%

+14.7%1 yearTotal return+13.4%

+17.4%3 years · per year$10,000 became $16,180 · $19,132+24.1%

+8.2%5 years · per year$10,000 became $14,838 · $18,060+12.6%

0.52%Expense ratio$52 · $9 a year on $10k · lower is better0.09%

0.80%Trailing 12-mo yield$80 · $99 a year on $10k0.99%

−7.6%Worst dropSmaller is better−8.9%

11.2%VolatilityLower is calmer12.9%

TPLCSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPLC vs SPY: Top 5 Holdings

Today

TPLC

3.4%in top 5

SPY

in top 527.7%

TPLCStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

0.7%ATOnot top 5

0.7%WECnot top 5

0.7%DUKnot top 5

0.7%EDnot top 5

0.6%LNTnot top 5

Held in common19.4%

End-of-day Nov 5, 2026 · share of each fund

TPLC vs SPY Returns, Every Period

Timothy PlanTPLC

+8.2%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

TPLCSPYFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: TPLC vs IVV

YTD

Timothy PlanTPLC

+14.5%

IVViShares

+13.4%

+14.5%Year to date+13.4%

−7.6%Worst drop · 1Y−8.9%

11.2%Volatility · 1Y12.9%

0.8%Yield1.1%

$322MAssets$887B

3–1TPLC wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPLC, SPY, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

TPLC0.52%$52

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: TPLC, SPY, IVV

1.09%highest, IVV

FundTrailing yieldYield$10k

IVV1.09%$109

SPY0.99%$99

TPLC0.80%$80

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

SPY$99 − $9 = $90

TPLC$80 − $52 = $28

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: TPLC, SPY, IVV

Today

99.9%most shared, SPY and IVV

TPLCSPYIVV

TPLC—19.4%19.4%

SPY19.4%—99.9%

IVV19.4%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.7%TPLC, at 11.2% volatility

TPLCWorst drop−7.6%11.2% vol

SPYWorst drop−8.9%12.9% vol

IVVWorst drop−8.9%12.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IVVTPLC

+13.4%Year to date+14.5%

1.1%Yield0.8%

+13.5%Past year+14.7%

0.03%Fee0.52%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026