Compare · 2 funds side by side · dividends reinvested

TPLC and VTI

TPLCTimothy Plan×VTIVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375VTI · best of the two

02 / 04

TPLC and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Timothy Plan US Large/Mid Cap Core ETFUS Stock Styles · Mid cap0.52%0.85%+11.1%+11.4%+15.6%+7.3%−7.6%11.5%$314M1.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TPLC 2019 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Timothy Plan US Large/Mid Cap Core ETF · $314M$14,207

TPLC

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 18.4% in common

TPLCMeasureVTI

+11.1%Year to dateJan 1 → Nov 6+8.9%

+11.4%1 yearTotal return+9.9%

+15.6%3 years · per year$10,000 became $15,445 · $18,004+21.7%

+7.3%5 years · per year$10,000 became $14,207 · $16,375+10.4%

0.52%Expense ratio$52 · $3 a year on $10k · lower is better0.03%

0.85%Trailing 12-mo yield$85 · $109 a year on $10k1.09%

−7.6%Worst dropSmaller is better−8.9%

11.5%VolatilityLower is calmer13.7%

TPLCVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TPLC vs VTI: Top 5 Holdings

Today

TPLC

3.5%in top 5

VTI

in top 525.0%

TPLCStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

0.7%ATOnot top 5

0.7%WECnot top 5

0.7%DUKnot top 5

0.7%EDnot top 5

0.7%LNTnot top 5

Held in common18.4%

End-of-day Nov 6, 2026 · share of each fund

TPLC vs VTI Returns, Every Period

Timothy PlanTPLC

+7.3%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

TPLCVTIFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: TPLC vs VTI

YTD

Timothy PlanTPLC

+11.1%

VTIVanguard

+8.9%

+11.1%Year to date+8.9%

−7.6%Worst drop · 1Y−8.9%

11.5%Volatility · 1Y13.7%

0.9%Yield1.1%

$314MAssets$689B

3–1TPLC wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TPLC, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

TPLC0.52%$52

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TPLC, VTI

1.09%highest, VTI

FundTrailing yieldYield$10k

VTI1.09%$109

TPLC0.85%$85

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

TPLC$85 − $52 = $33

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TPLC, VTI

Today

18.4%most shared, TPLC and VTI

TPLCVTI

TPLC—18.4%

VTI18.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.4%TPLC, at 11.5% volatility

TPLCWorst drop−7.6%11.5% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTITPLC

+8.9%Year to date+11.1%

1.1%Yield0.9%

+9.9%Past year+11.4%

0.03%Fee0.52%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026