Compare · 3 funds side by side · dividends reinvested

TUSB, SGOV and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

TUSB, SGOV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

Thrivent Ultra Short Bond ETFBonds & Cash · Ultra-short0.20%4.20%+3.6%+4.3%[…][…]−0.2%1.0%$199M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TUSB 2025 · SGOV 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Thrivent Ultra Short Bond ETF · $199M[…]

TUSB

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,091

$10,000 five years ago, dividends reinvested

TUSBMeasureSGOV

+3.6%Year to dateJan 1 → Nov 9+3.2%

+4.3%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,091+3.9%

0.20%Expense ratio$20 · $9 a year on $10k · lower is better0.09%

4.20%Trailing 12-mo yield$420 · $363 a year on $10k3.63%

−0.2%Worst dropSmaller is better0.0%

1.0%VolatilityLower is calmer0.2%

TUSBSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TUSB vs SGOV: Top 5 Holdings

Today

TUSB

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

TUSB vs SGOV Returns, Every Period

ThriventTUSB

+4.3%

past year

SGOViShares

+3.8%

past year

TUSBSGOVFaded: behind in that period

2–0TUSB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

TUSB vs SGOV

YTD

ThriventTUSB

+3.6%

SGOViShares

+3.2%

+3.6%Year to date+3.2%

−0.2%Worst drop · 1Y+0.0%

1.0%Volatility · 1Y0.2%

4.2%Yield3.6%

$199MAssets$117B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TUSB, SGOV, SPY

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

SPY0.09%$9

TUSB0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TUSB, SGOV, SPY

4.20%highest, TUSB

FundTrailing yieldYield$10k

TUSB4.20%$420

SGOV3.63%$363

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$400most kept, TUSB

TUSB$420 − $20 = $400

SGOV$363 − $9 = $354

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TUSB, SGOV, SPY

Today

[…]holdings […]

TUSBSGOVSPY

TUSB—[…][…]

SGOV[…]—[…]

SPY[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

TUSBWorst drop−0.2%1.0% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

TUSBSPY

+3.6%Year to date+11.2%

4.2%Yield1.0%

+4.3%Past year+13.5%

0.20%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026