Compare · 4 funds side by side · dividends reinvested

TUSB, SPY, SGOV and VOO

TUSBThrivent×SPYSPDR×SGOViShares×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

TUSB, SPY, SGOV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.9

Thrivent Ultra Short Bond ETFBonds & Cash · Ultra-short0.20%4.20%+3.6%+4.3%[…][…]−0.2%1.0%$199M2.5

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TUSB 2025 · SPY 1993 · SGOV 2020 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Thrivent Ultra Short Bond ETF · $199M[…]

TUSB

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

TUSBMeasureSPY

+3.6%Year to dateJan 1 → Nov 9+11.2%

+4.3%1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.20%Expense ratio$20 · $9 a year on $10k · lower is better0.09%

4.20%Trailing 12-mo yield$420 · $101 a year on $10k1.01%

−0.2%Worst dropSmaller is better−8.9%

1.0%VolatilityLower is calmer13.7%

TUSBSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TUSB vs SPY: Top 5 Holdings

Today

TUSB

[…]in top 5

SPY

in top 527.8%

TUSBStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

TUSB vs SPY Returns, Every Period

ThriventTUSB

+4.3%

past year

SPYSPDR

+13.5%

past year

TUSBSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

TUSB vs SGOV

YTD

ThriventTUSB

+3.6%

SGOViShares

+3.2%

+3.6%Year to date+3.2%

−0.2%Worst drop · 1Y+0.0%

1.0%Volatility · 1Y0.2%

4.2%Yield3.6%

$199MAssets$117B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TUSB, SPY, SGOV, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

SGOV0.09%$9

TUSB0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TUSB, SPY, SGOV, VOO

4.20%highest, TUSB

FundTrailing yieldYield$10k

TUSB4.20%$420

SGOV3.63%$363

VOO1.07%$107

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$400most kept, TUSB

TUSB$420 − $20 = $400

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TUSB, SPY, SGOV, VOO

Today

92.7%most shared, SPY and VOO

TUSBSPYSGOVVOO

TUSB—[…][…][…]

SPY[…]—[…]92.7%

SGOV[…][…]—[…]

VOO[…]92.7%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%VOO, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

TUSBWorst drop−0.2%1.0% vol

VOOWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

TUSBVOO

+3.6%Year to date+11.3%

4.2%Yield1.1%

+4.3%Past year+13.6%

0.20%Fee0.03%

3–1VOO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026