Compare · 2 funds side by side · dividends reinvested

UDI and SCHD

UDIUSCF×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,352SCHD · best of the two

02 / 04

UDI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.4

USCF Dividend Income ETFIncome · Dividend stocks0.65%2.60%+18.0%+24.9%+22.1%[…]−6.5%9.8%$3M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: UDI 2022 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

USCF Dividend Income ETF · $3M[…]

UDI

SCHD

Schwab U.S. Dividend Equity ETF · $121B$16,352

$10,000 five years ago, dividends reinvested · they hold 12.4% in common

UDIMeasureSCHD

+18.0%Year to dateJan 1 → Nov 3+32.8%

+24.9%1 yearTotal return+37.6%

+22.1%3 years · per year$10,000 became $18,212 · $17,784+21.2%

[…]5 years · per year$10,000 became […] · $16,352+10.3%

0.65%Expense ratio$65 · $6 a year on $10k · lower is better0.06%

2.60%Trailing 12-mo yield$260 · $297 a year on $10k2.97%

−6.5%Worst dropSmaller is better−6.9%

9.8%VolatilityLower is calmer11.4%

UDISCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SCHD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UDI vs SCHD: Top 5 Holdings

Today

UDI

17.4%in top 5

SCHD

in top 521.4%

UDIStockSCHD

not top 5TXN4.6%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5HD4.2%

3.6%JNJnot top 5

3.6%0Y6X.Lnot top 5

3.5%ABBVnot top 5

3.4%EWBCnot top 5

3.2%PSXnot top 5

Held in common12.4%

End-of-day Nov 3, 2026 · share of each fund

UDI vs SCHD Returns, Every Period

USCFUDI

+24.9%

past year

SCHDSchwab

+37.6%

past year

UDISCHDFaded: behind in that period

1–2SCHD wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

UDI vs SCHD

YTD

USCFUDI

+18.0%

SCHDSchwab

+32.8%

+18.0%Year to date+32.8%

−6.5%Worst drop · 1Y−6.9%

9.8%Volatility · 1Y11.4%

2.6%Yield3.0%

$3.2MAssets$121B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UDI, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

UDI0.65%$65

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: UDI, SCHD

2.97%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.97%$297

UDI2.60%$260

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$291most kept, SCHD

SCHD$297 − $6 = $291

UDI$260 − $65 = $195

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: UDI, SCHD

Today

12.4%most shared, UDI and SCHD

UDISCHD

UDI—12.4%

SCHD12.4%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+37.6%SCHD, at 11.4% volatility

UDIWorst drop−6.5%9.8% vol

SCHDWorst drop−6.9%11.4% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDUDI

+32.8%Year to date+18.0%

3.0%Yield2.6%

+37.6%Past year+24.9%

0.06%Fee0.65%

4–0SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026