Compare · 3 funds side by side · dividends reinvested

UDIV, SPY and IVV

UDIVFranklin Templeton×SPYSPDR×IVViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,543UDIV · best of the three

02 / 04

UDIV, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Franklin U.S. Core Dividend Tilt Index ETFIncome · Dividend stocks0.06%1.48%+11.7%+12.8%+24.2%+13.1%−8.4%13.7%$159M1.4

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: UDIV 2016 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Franklin U.S. Core Dividend Tilt Index ETF · $159M$18,543

UDIV

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested · they hold 74.9% in common

UDIVMeasureSPY

+11.7%Year to dateJan 1 → Nov 6+8.7%

+12.8%1 yearTotal return+9.7%

+24.2%3 years · per year$10,000 became $19,159 · $18,039+21.7%

+13.1%5 years · per year$10,000 became $18,543 · $17,118+11.3%

0.06%Expense ratio$6 · $9 a year on $10k · lower is better0.09%

1.48%Trailing 12-mo yield$148 · $103 a year on $10k1.03%

−8.4%Worst dropSmaller is better−8.9%

13.7%VolatilityLower is calmer13.6%

UDIVSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1UDIV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UDIV vs SPY: Top 5 Holdings

Today

UDIV

27.3%in top 5

SPY

in top 527.8%

UDIVStockSPY

7.8%AAPL7.9%

6.4%NVDA6.9%

6.5%MSFT6.3%

4.0%AMZN4.0%

2.5%GOOGL2.6%

Held in common74.9%

End-of-day Nov 6, 2026 · share of each fund

UDIV vs SPY Returns, Every Period

Franklin TempletonUDIV

+13.1%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

UDIVSPYFaded: behind in that period

4–0UDIV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Core: UDIV vs IVV

YTD

Franklin TempletonUDIV

+11.7%

IVViShares

+8.7%

+11.7%Year to date+8.7%

−8.4%Worst drop · 1Y−8.9%

13.7%Volatility · 1Y13.6%

1.5%Yield1.1%

$159MAssets$853B

3–1UDIV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UDIV, SPY, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

UDIV0.06%$6

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: UDIV, SPY, IVV

1.48%highest, UDIV

FundTrailing yieldYield$10k

UDIV1.48%$148

IVV1.14%$114

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$142most kept, UDIV

UDIV$148 − $6 = $142

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: UDIV, SPY, IVV

Today

99.9%most shared, SPY and IVV

UDIVSPYIVV

UDIV—74.9%74.9%

SPY74.9%—99.9%

IVV74.9%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.8%UDIV, at 13.7% volatility

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

UDIVWorst drop−8.4%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

UDIVIVV

+11.7%Year to date+8.7%

1.5%Yield1.1%

+12.8%Past year+9.8%

0.06%Fee0.03%

3–1UDIV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026