Compare · 3 funds side by side · dividends reinvested

UDIV, SPYM and SPY

UDIVFranklin Templeton×SPYMSPDR×SPYSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,997UDIV · best of the three

02 / 04

UDIV, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Franklin U.S. Core Dividend Tilt Index ETFIncome · Dividend stocks0.06%1.43%+14.9%+15.0%+26.6%+13.7%−8.4%13.0%$157M1.4

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: UDIV 2016 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Franklin U.S. Core Dividend Tilt Index ETF · $157M$18,997

UDIV

SPYM

State Street SPDR Portfolio S&P 500 ETF · $185B$17,749

$10,000 five years ago, dividends reinvested · they hold 75.0% in common

UDIVMeasureSPYM

+14.9%Year to dateJan 1 → Nov 3+11.5%

+15.0%1 yearTotal return+11.9%

+26.6%3 years · per year$10,000 became $20,285 · $19,092+24.1%

+13.7%5 years · per year$10,000 became $18,997 · $17,749+12.2%

0.06%Expense ratio$6 · $2 a year on $10k · lower is better0.02%

1.43%Trailing 12-mo yield$143 · $103 a year on $10k1.03%

−8.4%Worst dropSmaller is better−8.9%

13.0%VolatilityLower is calmer12.7%

UDIVSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2UDIV wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UDIV vs SPYM: Top 5 Holdings

Today

UDIV

26.6%in top 5

SPYM

in top 527.4%

UDIVStockSPYM

6.9%NVDA7.8%

7.5%AAPL7.7%

6.0%MSFT5.9%

3.7%AMZN3.6%

2.5%AVGOnot top 5

not top 5GOOGL2.5%

Held in common75.0%

End-of-day Nov 3, 2026 · share of each fund

UDIV vs SPYM Returns, Every Period

Franklin TempletonUDIV

+13.7%

5 years, per year

SPYMSPDR

+12.2%

5 years, per year

UDIVSPYMFaded: behind in that period

4–0UDIV wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Income vs Core: UDIV vs SPYM

YTD

Franklin TempletonUDIV

+14.9%

SPYMSPDR

+11.5%

+14.9%Year to date+11.5%

−8.4%Worst drop · 1Y−8.9%

13.0%Volatility · 1Y12.7%

1.4%Yield1.0%

$157MAssets$185B

3–1UDIV wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UDIV, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

UDIV0.06%$6

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: UDIV, SPYM, SPY

1.43%highest, UDIV

FundTrailing yieldYield$10k

UDIV1.43%$143

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$137most kept, UDIV

UDIV$143 − $6 = $137

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: UDIV, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

UDIVSPYMSPY

UDIV—75.0%75.1%

SPYM75.0%—99.9%

SPY75.1%99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.0%UDIV, at 13.0% volatility

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

UDIVWorst drop−8.4%13.0% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

UDIVSPYM

+14.9%Year to date+11.5%

1.4%Yield1.0%

+15.0%Past year+11.9%

0.06%Fee0.02%

3–1UDIV wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026