Compare · 3 funds side by side · dividends reinvested

ULST, SGOV and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

ULST, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

State Street Ultra Short Term Bond ETFBonds & Cash · Ultra-short0.20%4.15%+2.7%+3.5%+4.8%+3.8%−0.3%0.6%$515M2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ULST 2013 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

SGOV

ULST

State Street Ultra Short Term Bond ETF · $515M$12,062

$10,000 five years ago, dividends reinvested

SGOVMeasureULST

+3.2%Year to dateJan 1 → Nov 6+2.7%

+3.8%1 yearTotal return+3.5%

+4.5%3 years · per year$10,000 became $11,419 · $11,507+4.8%

+3.9%5 years · per year$10,000 became $12,090 · $12,062+3.8%

0.09%Expense ratio$9 · $20 a year on $10k · lower is better0.20%

3.63%Trailing 12-mo yield$363 · $415 a year on $10k4.15%

0.0%Worst dropSmaller is better−0.3%

0.2%VolatilityLower is calmer0.6%

SGOVULST Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SGOV vs ULST: Top 5 Holdings

Today

SGOV

[…]in top 5

ULST

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SGOV vs ULST Returns, Every Period

iSharesSGOV

+3.9%

5 years, per year

ULSTSPDR

+3.8%

5 years, per year

SGOVULSTFaded: behind in that period

3–1SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SGOV vs ULST

YTD

iSharesSGOV

+3.2%

ULSTSPDR

+2.7%

+3.2%Year to date+2.7%

+0.0%Worst drop · 1Y−0.3%

0.2%Volatility · 1Y0.6%

3.6%Yield4.1%

$117BAssets$515M

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ULST, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SGOV0.09%$9

ULST0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ULST, SGOV, BND

4.15%highest, ULST

FundTrailing yieldYield$10k

ULST4.15%$415

BND4.12%$412

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

ULST$415 − $20 = $395

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ULST, SGOV, BND

Today

[…]holdings […]

ULSTSGOVBND

ULST—[…][…]

SGOV[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

ULSTWorst drop−0.3%0.6% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

ULSTSGOV

+2.7%Year to date+3.2%

4.1%Yield3.6%

+3.5%Past year+3.8%

0.20%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026