Compare · 2 funds side by side · dividends reinvested

UMAY and VOO

UMAYInnovator×VOOVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,156VOO · best of the two

02 / 04

UMAY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.3

Innovator U.S. Equity Ultra Buffer ETFDefined Outcome · Buffer0.79%0.00%+4.3%+6.0%+11.8%+6.0%−2.6%5.1%$84M1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: UMAY 2020 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Innovator U.S. Equity Ultra Buffer ETF · $84M$13,380

UMAY

VOO

Vanguard S&P 500 ETF · $1.00T$17,156

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

UMAYMeasureVOO

+4.3%Year to dateJan 1 → Nov 5+8.4%

+6.0%1 yearTotal return+9.8%

+11.8%3 years · per year$10,000 became $13,963 · $18,224+22.1%

+6.0%5 years · per year$10,000 became $13,380 · $17,156+11.4%

0.79%Expense ratio$79 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $110 a year on $10k1.10%

−2.6%Worst dropSmaller is better−8.9%

5.1%VolatilityLower is calmer13.5%

UMAYVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VOO wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UMAY vs VOO: Top 5 Holdings

Today

UMAY

100.2%in top 5

VOO

in top 528.3%

UMAYStockVOO

100.2%VOOnot top 5

not top 5NVDA8.4%

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

UMAY vs VOO Returns, Every Period

InnovatorUMAY

+6.0%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

UMAYVOOFaded: behind in that period

0–4VOO wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Defined Outcome vs Core: UMAY vs VOO

YTD

InnovatorUMAY

+4.3%

VOOVanguard

+8.4%

+4.3%Year to date+8.4%

−2.6%Worst drop · 1Y−8.9%

5.1%Volatility · 1Y13.5%

0.0%Yield1.1%

$84.0MAssets$1.00T

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UMAY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

UMAY0.79%$79

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: UMAY, VOO

1.10%highest, VOO

FundTrailing yieldYield$10k

VOO1.10%$110

UMAY0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

UMAY$0 − $79 = −$79

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: UMAY, VOO

Today

0.0%most shared, UMAY and VOO

UMAYVOO

UMAY—0.0%

VOO0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.8%VOO, at 13.5% volatility

UMAYWorst drop−2.6%5.1% vol

VOOWorst drop−8.9%13.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOOUMAY

+8.4%Year to date+4.3%

1.1%Yield0.0%

+9.8%Past year+6.0%

0.03%Fee0.79%

4–0VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026