Compare UMI and SPY | ETF Tracker

UMI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

USCF Midstream Energy Income FundIncome · Dividend stocks0.85%6.13%+22.0%+27.9%+24.8%+19.0%−8.6%16.6%$541M1.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: UMI 2021 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

5Y

USCF Midstream Energy Income Fund · $541M$23,828

UMI

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested · they hold 0.4% in common

UMIMeasureSPY

+22.0%Year to dateJan 1 → Nov 4+13.3%

+27.9%1 yearTotal return+13.4%

+24.8%3 years · per year$10,000 became $19,424 · $19,132+24.1%

+19.0%5 years · per year$10,000 became $23,828 · $18,060+12.6%

0.85%Expense ratio$85 · $9 a year on $10k · lower is better0.09%

6.13%Trailing 12-mo yield$613 · $99 a year on $10k0.99%

−8.6%Worst dropSmaller is better−8.9%

16.6%VolatilityLower is calmer12.9%

UMISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2UMI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UMI vs SPY: Top 5 Holdings

Today

UMI

37.0%in top 5

SPY

in top 527.3%

UMIStockSPY

8.4%ETnot top 5

7.7%EPDnot top 5

not top 5NVDA7.7%

7.5%TRGPnot top 5

not top 5AAPL7.4%

7.1%WMBnot top 5

6.3%KMInot top 5

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common0.4%

End-of-day Nov 4, 2026 · share of each fund

UMI vs SPY Returns, Every Period

5Y

USCFUMI

+19.0%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

UMISPYFaded: behind in that period

4–0UMI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Income vs Core: UMI vs SPY

YTD

USCFUMI

+22.0%

SPYSPDR

+13.3%

+22.0%Year to date+13.3%

−8.6%Worst drop · 1Y−8.9%

16.6%Volatility · 1Y12.9%

6.1%Yield1.0%

$541MAssets$798B

3–1UMI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UMI, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

UMI0.85%$85

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: UMI, SPY

1Y

6.13%highest, UMI

FundTrailing yieldYield$10k

UMI6.13%$613

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$528most kept, UMI

UMI$613 − $85 = $528

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: UMI, SPY

Today

0.4%most shared, UMI and SPY

UMISPY

UMI—0.4%

SPY0.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+27.9%UMI, at 16.6% volatility

SPYWorst drop−8.9%12.9% vol

UMIWorst drop−8.6%16.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

UMISPY

+22.0%Year to date+13.3%

6.1%Yield1.0%

+27.9%Past year+13.4%

0.85%Fee0.09%

3–1UMI wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026