Compare · 2 funds side by side · dividends reinvested

UMI and VOO

UMIUSCF×VOOVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$23,828UMI · best of the two

02 / 04

UMI and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

USCF Midstream Energy Income FundIncome · Dividend stocks0.85%6.13%+22.0%+27.9%+24.8%+19.0%−8.6%16.6%$541M1.3

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: UMI 2021 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

USCF Midstream Energy Income Fund · $541M$23,828

UMI

VOO

Vanguard S&P 500 ETF · $1.00T$18,115

$10,000 five years ago, dividends reinvested · they hold 0.4% in common

UMIMeasureVOO

+22.0%Year to dateJan 1 → Nov 4+13.4%

+27.9%1 yearTotal return+13.5%

+24.8%3 years · per year$10,000 became $19,424 · $19,172+24.2%

+19.0%5 years · per year$10,000 became $23,828 · $18,115+12.6%

0.85%Expense ratio$85 · $3 a year on $10k · lower is better0.03%

6.13%Trailing 12-mo yield$613 · $105 a year on $10k1.05%

−8.6%Worst dropSmaller is better−8.9%

16.6%VolatilityLower is calmer12.8%

UMIVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2UMI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UMI vs VOO: Top 5 Holdings

Today

UMI

37.0%in top 5

VOO

in top 528.3%

UMIStockVOO

8.4%ETnot top 5

not top 5NVDA8.4%

7.7%EPDnot top 5

7.5%TRGPnot top 5

not top 5AAPL7.4%

7.1%WMBnot top 5

6.3%KMInot top 5

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common0.4%

End-of-day Nov 4, 2026 · share of each fund

UMI vs VOO Returns, Every Period

USCFUMI

+19.0%

5 years, per year

VOOVanguard

+12.6%

5 years, per year

UMIVOOFaded: behind in that period

4–0UMI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Income vs Core: UMI vs VOO

YTD

USCFUMI

+22.0%

VOOVanguard

+13.4%

+22.0%Year to date+13.4%

−8.6%Worst drop · 1Y−8.9%

16.6%Volatility · 1Y12.8%

6.1%Yield1.1%

$541MAssets$1.00T

3–1UMI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UMI, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

UMI0.85%$85

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: UMI, VOO

6.13%highest, UMI

FundTrailing yieldYield$10k

UMI6.13%$613

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$528most kept, UMI

UMI$613 − $85 = $528

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: UMI, VOO

Today

0.4%most shared, UMI and VOO

UMIVOO

UMI—0.4%

VOO0.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+27.9%UMI, at 16.6% volatility

VOOWorst drop−8.9%12.8% vol

UMIWorst drop−8.6%16.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

UMIVOO

+22.0%Year to date+13.4%

6.1%Yield1.1%

+27.9%Past year+13.5%

0.85%Fee0.03%

3–1UMI wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026