Compare · 2 funds side by side · dividends reinvested

UMI and VYM

UMIUSCF×VYMVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$23,828UMI · best of the two

02 / 04

UMI and VYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

USCF Midstream Energy Income FundIncome · Dividend stocks0.85%6.13%+22.0%+27.9%+24.8%+19.0%−8.6%16.6%$523M1.4

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.22%+17.2%+21.2%+21.6%+12.2%−6.7%10.1%$78.9B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: UMI 2021 · VYM 2006

Head to Head

Swap sides Versus in desk

Head to Head

USCF Midstream Energy Income Fund · $523M$23,828

UMI

VYM

Vanguard High Dividend Yield ETF · $78.9B$17,742

$10,000 five years ago, dividends reinvested · they hold 1.2% in common

UMIMeasureVYM

+22.0%Year to dateJan 1 → Nov 4+17.2%

+27.9%1 yearTotal return+21.2%

+24.8%3 years · per year$10,000 became $19,424 · $17,970+21.6%

+19.0%5 years · per year$10,000 became $23,828 · $17,742+12.2%

0.85%Expense ratio$85 · $4 a year on $10k · lower is better0.04%

6.13%Trailing 12-mo yield$613 · $222 a year on $10k2.22%

−8.6%Worst dropSmaller is better−6.7%

16.6%VolatilityLower is calmer10.1%

UMIVYM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3UMI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UMI vs VYM: Top 5 Holdings

Today

UMI

37.0%in top 5

VYM

in top 518.2%

UMIStockVYM

8.4%ETnot top 5

7.7%EPDnot top 5

7.5%TRGPnot top 5

7.1%WMBnot top 5

not top 5AVGO6.9%

6.3%KMInot top 5

not top 5JPM3.8%

not top 5XOM2.8%

not top 5JNJ2.7%

not top 5ABBV2.0%

Held in common1.2%

End-of-day Nov 4, 2026 · share of each fund

UMI vs VYM Returns, Every Period

USCFUMI

+19.0%

5 years, per year

VYMVanguard

+12.2%

5 years, per year

UMIVYMFaded: behind in that period

4–0UMI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

UMI vs VYM

YTD

USCFUMI

+22.0%

VYMVanguard

+17.2%

+22.0%Year to date+17.2%

−8.6%Worst drop · 1Y−6.7%

16.6%Volatility · 1Y10.1%

6.1%Yield2.2%

$523MAssets$78.9B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UMI, VYM

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

UMI0.85%$85

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: UMI, VYM

6.13%highest, UMI

FundTrailing yieldYield$10k

UMI6.13%$613

VYM2.22%$222

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$528most kept, UMI

UMI$613 − $85 = $528

VYM$222 − $4 = $218

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: UMI, VYM

Today

1.2%most shared, UMI and VYM

UMIVYM

UMI—1.2%

VYM1.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+27.9%UMI, at 16.6% volatility

VYMWorst drop−6.7%10.1% vol

UMIWorst drop−8.6%16.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

UMIVYM

+22.0%Year to date+17.2%

6.1%Yield2.2%

+27.9%Past year+21.2%

0.85%Fee0.04%

3–1UMI wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026