Compare · 3 funds side by side · dividends reinvested

UMMA, IEFA and VXUS

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$14,591IEFA · best of the three

02 / 04

UMMA, IEFA and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.47%+7.7%+11.9%+18.5%+7.8%−11.5%16.2%$189B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.45%+8.1%+11.6%+19.2%+7.7%−11.3%17.6%$163B1.9

Wahed Dow Jones Islamic World ETFInternational · Global0.65%0.83%+15.3%+20.1%+21.0%[…]−16.5%25.9%$303M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: UMMA 2022 · IEFA 2012 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

Wahed Dow Jones Islamic World ETF · $303M[…]

UMMA

IEFA

iShares Core MSCI EAFE ETF · $189B$14,591

$10,000 five years ago, dividends reinvested · they hold 24.4% in common

UMMAMeasureIEFA

+15.3%Year to dateJan 1 → Nov 6+7.7%

+20.1%1 yearTotal return+11.9%

+21.0%3 years · per year$10,000 became $17,695 · $16,646+18.5%

[…]5 years · per year$10,000 became […] · $14,591+7.8%

0.65%Expense ratio$65 · $7 a year on $10k · lower is better0.07%

0.83%Trailing 12-mo yield$83 · $347 a year on $10k3.47%

−16.5%Worst dropSmaller is better−11.5%

25.9%VolatilityLower is calmer16.2%

UMMAIEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4IEFA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UMMA vs IEFA: Top 5 Holdings

Today

UMMA

21.9%in top 5

IEFA

in top 57.1%

UMMAStockIEFA

5.5%005930.Knot top 5

4.4%000660.Knot top 5

4.3%CSU.TOnot top 5

4.2%TSMnot top 5

3.5%ROP.SW1.3%

not top 5ASML.AS2.2%

not top 5NOVN.SW1.2%

not top 5HSBA.L1.2%

not top 5SHEL.L1.2%

Held in common24.4%

End-of-day Nov 6, 2026 · share of each fund

UMMA vs IEFA Returns, Every Period

WahedUMMA

+20.1%

past year

IEFAiShares

+11.9%

past year

UMMAIEFAFaded: behind in that period

3–0UMMA wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

UMMA vs IEFA

YTD

WahedUMMA

+15.3%

IEFAiShares

+7.7%

+15.3%Year to date+7.7%

−16.5%Worst drop · 1Y−11.5%

25.9%Volatility · 1Y16.2%

0.8%Yield3.5%

$303MAssets$189B

3–1IEFA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UMMA, IEFA, VXUS

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

IEFA0.07%$7

UMMA0.65%$65

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: UMMA, IEFA, VXUS

3.47%highest, IEFA

FundTrailing yieldYield$10k

IEFA3.47%$347

VXUS2.45%$245

UMMA0.83%$83

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

VXUS$245 − $5 = $240

UMMA$83 − $65 = $18

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: UMMA, IEFA, VXUS

Today

50.0%most shared, IEFA and VXUS

UMMAIEFAVXUS

UMMA—24.4%19.7%

IEFA24.4%—50.0%

VXUS19.7%50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+20.1%UMMA, at 25.9% volatility

IEFAWorst drop−11.5%16.2% vol

VXUSWorst drop−11.3%17.6% vol

UMMAWorst drop−16.5%25.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IEFAUMMA

+7.7%Year to date+15.3%

3.5%Yield0.8%

+11.9%Past year+20.1%

0.07%Fee0.65%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026