Compare · 3 funds side by side · dividends reinvested

UPW, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

UPW, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.1

ProShares Ultra UtilitiesLeveraged · 2x1.55%1.76%+0.9%−7.1%+26.5%+11.1%−32.9%31.9%$13M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: UPW 2007 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

ProShares Ultra Utilities · $13M$16,904

UPW

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

$10,000 five years ago, dividends reinvested · they hold 2.1% in common

UPWMeasureSPYM

+0.9%Year to dateJan 1 → Nov 4+13.4%

−7.1%1 yearTotal return+13.5%

+26.5%3 years · per year$10,000 became $20,262 · $19,186+24.3%

+11.1%5 years · per year$10,000 became $16,904 · $18,126+12.6%

1.55%Expense ratio$155 · $2 a year on $10k · lower is better0.02%

1.76%Trailing 12-mo yield$176 · $101 a year on $10k1.01%

−32.9%Worst dropSmaller is better−8.9%

31.9%VolatilityLower is calmer12.8%

UPWSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPYM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UPW vs SPYM: Top 5 Holdings

Today

UPW

24.5%in top 5

SPYM

in top 527.3%

UPWStockSPYM

8.0%NEEnot top 5

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

4.9%SOnot top 5

4.5%DUKnot top 5

3.9%CEGnot top 5

not top 5AMZN3.8%

3.2%AEPnot top 5

not top 5GOOGL2.5%

Held in common2.1%

End-of-day Nov 4, 2026 · share of each fund

UPW vs SPYM Returns, Every Period

ProSharesUPW

+11.1%

5 years, per year

SPYMSPDR

+12.6%

5 years, per year

UPWSPYMFaded: behind in that period

1–3SPYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Leveraged vs Core: UPW vs SPYM

YTD

ProSharesUPW

+0.9%

SPYMSPDR

+13.4%

+0.9%Year to date+13.4%

−32.9%Worst drop · 1Y−8.9%

31.9%Volatility · 1Y12.8%

1.8%Yield1.0%

$13.0MAssets$182B

3–1SPYM wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UPW, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

UPW1.55%$155

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: UPW, SPYM, SPY

1.76%highest, UPW

FundTrailing yieldYield$10k

UPW1.76%$176

SPYM1.01%$101

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$99most kept, SPYM

SPYM$101 − $2 = $99

SPY$99 − $9 = $90

UPW$176 − $155 = $21

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: UPW, SPYM, SPY

Today

99.8%most shared, SPYM and SPY

UPWSPYMSPY

UPW—2.1%2.1%

SPYM2.1%—99.8%

SPY2.1%99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPYM, at 12.8% volatility

SPYMWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

UPWWorst drop−32.9%31.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

UPWSPYM

+0.9%Year to date+13.4%

1.8%Yield1.0%

−7.1%Past year+13.5%

1.55%Fee0.02%

3–1SPYM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026