Compare · 2 funds side by side · dividends reinvested

USCI and SPY

USCIUSCF×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$23,875USCI · best of the two

02 / 04

USCI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.4

United States Commodity Index FundCommodities · Broad basket1.05%0.00%+33.4%+30.9%+20.6%+19.0%−11.2%17.9%$413M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: USCI 2010 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

United States Commodity Index Fund · $413M$23,875

USCI

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested

USCIMeasureSPY

+33.4%Year to dateJan 1 → Nov 4+13.3%

+30.9%1 yearTotal return+13.4%

+20.6%3 years · per year$10,000 became $17,545 · $19,132+24.1%

+19.0%5 years · per year$10,000 became $23,875 · $18,060+12.6%

1.05%Expense ratio$105 · $9 a year on $10k · lower is better0.09%

0.00%Trailing 12-mo yield$0 · $99 a year on $10k0.99%

−11.2%Worst dropSmaller is better−8.9%

17.9%VolatilityLower is calmer12.9%

USCISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USCI vs SPY: Top 5 Holdings

Today

USCI

[…]in top 5

SPY

in top 527.3%

USCIStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

USCI vs SPY Returns, Every Period

USCFUSCI

+19.0%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

USCISPYFaded: behind in that period

3–1USCI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Commodities vs Core: USCI vs SPY

YTD

USCFUSCI

+33.4%

SPYSPDR

+13.3%

+33.4%Year to date+13.3%

−11.2%Worst drop · 1Y−8.9%

17.9%Volatility · 1Y12.9%

0.0%Yield1.0%

$413MAssets$798B

3–1SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USCI, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

USCI1.05%$105

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: USCI, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

USCI0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

USCI$0 − $105 = −$105

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: USCI, SPY

Today

[…]holdings […]

USCISPY

USCI—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+30.9%USCI, at 17.9% volatility

SPYWorst drop−8.9%12.9% vol

USCIWorst drop−11.2%17.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYUSCI

+13.3%Year to date+33.4%

1.0%Yield0.0%

+13.4%Past year+30.9%

0.09%Fee1.05%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026