Compare · 3 funds side by side · dividends reinvested

USCL, QQQ and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,068QQQ · best of the three

02 / 04

USCL, QQQ and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.5

iShares Climate Conscious & Transition MSCI USA ETFUS Stock Styles · Large cap0.08%1.06%+7.9%+9.7%+20.3%[…]−10.3%14.0%$2.7B2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: USCL 2023 · QQQ 1999 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

iShares Climate Conscious & Transition MSCI USA ETF · $2.7B[…]

USCL

QQQ

Invesco QQQ Trust, Series 1 · $446B$18,068

$10,000 five years ago, dividends reinvested · they hold 55.7% in common

USCLMeasureQQQ

+7.9%Year to dateJan 1 → Nov 9+11.0%

+9.7%1 yearTotal return+11.6%

+20.3%3 years · per year$10,000 became $17,395 · $19,011+23.9%

[…]5 years · per year$10,000 became […] · $18,068+12.6%

0.08%Expense ratio$8 · $18 a year on $10k · lower is better0.18%

1.06%Trailing 12-mo yield$106 · $46 a year on $10k0.46%

−10.3%Worst dropSmaller is better−14.8%

14.0%VolatilityLower is calmer21.5%

USCLQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3USCL wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USCL vs QQQ: Top 5 Holdings

Today

USCL

33.2%in top 5

QQQ

in top 531.4%

USCLStockQQQ

9.7%AAPL8.5%

8.3%NVDA7.7%

7.2%MSFT6.7%

4.8%AMZN4.8%

not top 5MU3.7%

3.2%GOOGLnot top 5

Held in common55.7%

End-of-day Nov 9, 2026 · share of each fund

USCL vs QQQ Returns, Every Period

iSharesUSCL

+9.7%

past year

QQQInvesco

+11.6%

past year

USCLQQQFaded: behind in that period

0–3QQQ wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: USCL vs SPY

YTD

iSharesUSCL

+7.9%

SPYSPDR

+11.2%

+7.9%Year to date+11.2%

−10.3%Worst drop · 1Y−8.9%

14.0%Volatility · 1Y13.7%

1.1%Yield1.0%

$2.7BAssets$778B

3–1SPY wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USCL, QQQ, SPY

Today

0.08%lowest, USCL

FundExpense ratioFee$10k

USCL0.08%$8

SPY0.09%$9

QQQ0.18%$18

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: USCL, QQQ, SPY

1.06%highest, USCL

FundTrailing yieldYield$10k

USCL1.06%$106

SPY1.01%$101

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$98most kept, USCL

USCL$106 − $8 = $98

SPY$101 − $9 = $92

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: USCL, QQQ, SPY

Today

84.6%most shared, USCL and SPY

USCLQQQSPY

USCL—55.7%84.6%

QQQ55.7%—52.4%

SPY84.6%52.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

SPYWorst drop−8.9%13.7% vol

USCLWorst drop−10.3%14.0% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

USCLSPY

+7.9%Year to date+11.2%

1.1%Yield1.0%

+9.7%Past year+13.5%

0.08%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+9.9%

QQQInvesco

+11.0%

+9.9%Year to date+11.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$32.1BAssets$446B

2–0QQQ wins

End-of-day Nov 9, 2026