Compare · 3 funds side by side · dividends reinvested

USCL, SPY and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

USCL, SPY and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.5

iShares Climate Conscious & Transition MSCI USA ETFUS Stock Styles · Large cap0.08%1.09%+5.5%+5.7%+20.2%[…]−10.3%13.9%$2.6B2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: USCL 2023 · SPY 1993 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

iShares Climate Conscious & Transition MSCI USA ETF · $2.6B[…]

USCL

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 84.6% in common

USCLMeasureSPY

+5.5%Year to dateJan 1 → Nov 6+8.7%

+5.7%1 yearTotal return+9.7%

+20.2%3 years · per year$10,000 became $17,348 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

1.09%Trailing 12-mo yield$109 · $103 a year on $10k1.03%

−10.3%Worst dropSmaller is better−8.9%

13.9%VolatilityLower is calmer13.6%

USCLSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USCL vs SPY: Top 5 Holdings

Today

USCL

33.2%in top 5

SPY

in top 527.8%

USCLStockSPY

9.8%AAPL7.9%

8.1%NVDA6.9%

7.3%MSFT6.3%

4.9%AMZN4.0%

3.2%GOOGL2.6%

Held in common84.6%

End-of-day Nov 6, 2026 · share of each fund

USCL vs SPY Returns, Every Period

iSharesUSCL

+5.7%

past year

SPYSPDR

+9.7%

past year

USCLSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: USCL vs SPY

YTD

iSharesUSCL

+5.5%

SPYSPDR

+8.7%

+5.5%Year to date+8.7%

−10.3%Worst drop · 1Y−8.9%

13.9%Volatility · 1Y13.6%

1.1%Yield1.0%

$2.6BAssets$819B

3–1SPY wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USCL, SPY, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

USCL0.08%$8

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: USCL, SPY, VUG

1.09%highest, USCL

FundTrailing yieldYield$10k

USCL1.09%$109

SPY1.03%$103

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$101most kept, USCL

USCL$109 − $8 = $101

SPY$103 − $9 = $94

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: USCL, SPY, VUG

Today

84.6%most shared, USCL and SPY

USCLSPYVUG

USCL—84.6%60.4%

SPY84.6%—54.8%

VUG60.4%54.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

SPYWorst drop−8.9%13.6% vol

USCLWorst drop−10.3%13.9% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USCLSPY

+5.5%Year to date+8.7%

1.1%Yield1.0%

+5.7%Past year+9.7%

0.08%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026