Compare · 2 funds side by side · dividends reinvested

USEP and IVV

USEPInnovator×IVViShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,545IVV · best of the two

02 / 04

USEP and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.3

Innovator U.S. Equity Ultra Buffer ETFDefined Outcome · Buffer0.79%0.00%+6.2%+7.8%+12.5%+8.0%−4.0%6.1%$241M1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: USEP 2019 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $875B$17,545

IVV

USEP

Innovator U.S. Equity Ultra Buffer ETF · $241M$14,680

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IVVMeasureUSEP

+11.3%Year to dateJan 1 → Nov 9+6.2%

+13.6%1 yearTotal return+7.8%

+22.0%3 years · per year$10,000 became $18,159 · $14,230+12.5%

+11.9%5 years · per year$10,000 became $17,545 · $14,680+8.0%

0.03%Expense ratio$3 · $79 a year on $10k · lower is better0.79%

1.11%Trailing 12-mo yield$111 · $0 a year on $10k0.00%

−8.9%Worst dropSmaller is better−4.0%

13.8%VolatilityLower is calmer6.1%

IVVUSEP Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs USEP: Top 5 Holdings

Today

IVV

27.8%in top 5

USEP

in top 596.2%

IVVStockUSEP

not top 5VOO96.2%

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

IVV vs USEP Returns, Every Period

iSharesIVV

+11.9%

5 years, per year

USEPInnovator

+8.0%

5 years, per year

IVVUSEPFaded: behind in that period

4–0IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Defined Outcome: IVV vs USEP

YTD

iSharesIVV

+11.3%

USEPInnovator

+6.2%

+11.3%Year to date+6.2%

−8.9%Worst drop · 1Y−4.0%

13.8%Volatility · 1Y6.1%

1.1%Yield0.0%

$875BAssets$241M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USEP, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

USEP0.79%$79

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: USEP, IVV

1.11%highest, IVV

FundTrailing yieldYield$10k

IVV1.11%$111

USEP0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

USEP$0 − $79 = −$79

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: USEP, IVV

Today

0.0%most shared, USEP and IVV

USEPIVV

USEP—0.0%

IVV0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.6%IVV, at 13.8% volatility

USEPWorst drop−4.0%6.1% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IVVUSEP

+11.3%Year to date+6.2%

1.1%Yield0.0%

+13.6%Past year+7.8%

0.03%Fee0.79%

4–0IVV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026