Compare · 3 funds side by side · dividends reinvested

USMF, SPY and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

USMF, SPY and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.5

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B2.1

WisdomTree U.S. Multifactor FundUS Stock Styles · Factor0.28%1.32%−1.3%+0.5%+10.9%+5.7%−10.6%13.3%$232M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: USMF 2017 · SPY 1993 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

WisdomTree U.S. Multifactor Fund · $232M$13,215

USMF

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 32.2% in common

USMFMeasureSPY

−1.3%Year to dateJan 1 → Nov 9+11.2%

+0.5%1 yearTotal return+13.5%

+10.9%3 years · per year$10,000 became $13,624 · $18,118+21.9%

+5.7%5 years · per year$10,000 became $13,215 · $17,493+11.8%

0.28%Expense ratio$28 · $9 a year on $10k · lower is better0.09%

1.32%Trailing 12-mo yield$132 · $101 a year on $10k1.01%

−10.6%Worst dropSmaller is better−8.9%

13.3%VolatilityLower is calmer13.7%

USMFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USMF vs SPY: Top 5 Holdings

Today

USMF

15.1%in top 5

SPY

in top 527.8%

USMFStockSPY

4.9%AAPL7.9%

3.5%NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

3.6%GOOGL2.6%

1.7%LLYnot top 5

1.4%AVGOnot top 5

Held in common32.2%

End-of-day Nov 9, 2026 · share of each fund

USMF vs SPY Returns, Every Period

WisdomTreeUSMF

+5.7%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

USMFSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: USMF vs SPY

YTD

WisdomTreeUSMF

−1.3%

SPYSPDR

+11.2%

−1.3%Year to date+11.2%

−10.6%Worst drop · 1Y−8.9%

13.3%Volatility · 1Y13.7%

1.3%Yield1.0%

$232MAssets$778B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USMF, SPY, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

SPY0.09%$9

USMF0.28%$28

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: USMF, SPY, VUG

1.32%highest, USMF

FundTrailing yieldYield$10k

USMF1.32%$132

SPY1.01%$101

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, USMF

USMF$132 − $28 = $104

SPY$101 − $9 = $92

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: USMF, SPY, VUG

Today

55.1%most shared, SPY and VUG

USMFSPYVUG

USMF—32.2%26.0%

SPY32.2%—55.1%

VUG26.0%55.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

USMFWorst drop−10.6%13.3% vol

SPYWorst drop−8.9%13.7% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

USMFSPY

−1.3%Year to date+11.2%

1.3%Yield1.0%

+0.5%Past year+13.5%

0.28%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026