Compare · 3 funds side by side · dividends reinvested

USMF, VOO and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

USMF, VOO and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.1

WisdomTree U.S. Multifactor FundUS Stock Styles · Factor0.28%1.36%−4.4%−2.5%+10.4%+5.2%−10.6%13.0%$253M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: USMF 2017 · VOO 2010 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

WisdomTree U.S. Multifactor Fund · $253M$12,889

USMF

VOO

Vanguard S&P 500 ETF · $1.00T$17,156

$10,000 five years ago, dividends reinvested · they hold 33.7% in common

USMFMeasureVOO

−4.4%Year to dateJan 1 → Nov 5+8.4%

−2.5%1 yearTotal return+9.8%

+10.4%3 years · per year$10,000 became $13,453 · $18,224+22.1%

+5.2%5 years · per year$10,000 became $12,889 · $17,156+11.4%

0.28%Expense ratio$28 · $3 a year on $10k · lower is better0.03%

1.36%Trailing 12-mo yield$136 · $110 a year on $10k1.10%

−10.6%Worst dropSmaller is better−8.9%

13.0%VolatilityLower is calmer13.5%

USMFVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VOO wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USMF vs VOO: Top 5 Holdings

Today

USMF

14.8%in top 5

VOO

in top 528.3%

USMFStockVOO

3.7%NVDA8.4%

4.7%AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

3.4%GOOGL3.1%

1.7%LLYnot top 5

1.4%AVGOnot top 5

Held in common33.7%

End-of-day Nov 5, 2026 · share of each fund

USMF vs VOO Returns, Every Period

WisdomTreeUSMF

+5.2%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

USMFVOOFaded: behind in that period

0–4VOO wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: USMF vs VOO

YTD

WisdomTreeUSMF

−4.4%

VOOVanguard

+8.4%

−4.4%Year to date+8.4%

−10.6%Worst drop · 1Y−8.9%

13.0%Volatility · 1Y13.5%

1.4%Yield1.1%

$253MAssets$1.00T

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USMF, VOO, SPY

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

USMF0.28%$28

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: USMF, VOO, SPY

1.36%highest, USMF

FundTrailing yieldYield$10k

USMF1.36%$136

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, USMF

USMF$136 − $28 = $108

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: USMF, VOO, SPY

Today

93.5%most shared, VOO and SPY

USMFVOOSPY

USMF—33.7%32.6%

VOO33.7%—93.5%

SPY32.6%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

USMFWorst drop−10.6%13.0% vol

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

USMFVOO

−4.4%Year to date+8.4%

1.4%Yield1.1%

−2.5%Past year+9.8%

0.28%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026