Compare · 2 funds side by side · dividends reinvested

USMF and VTI

USMFWisdomTree×VTIVanguard×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,332VTI · best of the two

02 / 04

USMF and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.3

WisdomTree U.S. Multifactor FundUS Stock Styles · Factor0.28%1.36%−4.4%−2.5%+10.4%+5.2%−10.6%13.0%$253M1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: USMF 2017 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

WisdomTree U.S. Multifactor Fund · $253M$12,889

USMF

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested · they hold 33.5% in common

USMFMeasureVTI

−4.4%Year to dateJan 1 → Nov 5+8.4%

−2.5%1 yearTotal return+9.9%

+10.4%3 years · per year$10,000 became $13,453 · $18,113+21.9%

+5.2%5 years · per year$10,000 became $12,889 · $16,332+10.3%

0.28%Expense ratio$28 · $3 a year on $10k · lower is better0.03%

1.36%Trailing 12-mo yield$136 · $110 a year on $10k1.10%

−10.6%Worst dropSmaller is better−8.9%

13.0%VolatilityLower is calmer13.7%

USMFVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USMF vs VTI: Top 5 Holdings

Today

USMF

14.8%in top 5

VTI

in top 525.0%

USMFStockVTI

3.7%NVDA7.1%

4.7%AAPL6.6%

not top 5MSFT5.2%

3.4%GOOGL2.8%

not top 5AMZN3.3%

1.7%LLYnot top 5

1.4%AVGOnot top 5

Held in common33.5%

End-of-day Nov 5, 2026 · share of each fund

USMF vs VTI Returns, Every Period

WisdomTreeUSMF

+5.2%

5 years, per year

VTIVanguard

+10.3%

5 years, per year

USMFVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: USMF vs VTI

YTD

WisdomTreeUSMF

−4.4%

VTIVanguard

+8.4%

−4.4%Year to date+8.4%

−10.6%Worst drop · 1Y−8.9%

13.0%Volatility · 1Y13.7%

1.4%Yield1.1%

$253MAssets$689B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USMF, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

USMF0.28%$28

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: USMF, VTI

1.36%highest, USMF

FundTrailing yieldYield$10k

USMF1.36%$136

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, USMF

USMF$136 − $28 = $108

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: USMF, VTI

Today

33.5%most shared, USMF and VTI

USMFVTI

USMF—33.5%

VTI33.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

USMFWorst drop−10.6%13.0% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

USMFVTI

−4.4%Year to date+8.4%

1.4%Yield1.1%

−2.5%Past year+9.9%

0.28%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026