Compare · 3 funds side by side · dividends reinvested

USOI, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,643USOI · best of the three

02 / 04

USOI, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.6

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Income · Covered calls0.85%59.82%+52.9%+49.1%+12.4%+13.3%−23.5%24.3%$314M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: USOI 2017 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $314M$18,643

USOI

SPYM

State Street SPDR Portfolio S&P 500 ETF · $185B$17,749

$10,000 five years ago, dividends reinvested

USOIMeasureSPYM

+52.9%Year to dateJan 1 → Nov 3+11.5%

+49.1%1 yearTotal return+11.9%

+12.4%3 years · per year$10,000 became $14,204 · $19,092+24.1%

+13.3%5 years · per year$10,000 became $18,643 · $17,749+12.2%

0.85%Expense ratio$85 · $2 a year on $10k · lower is better0.02%

59.82%Trailing 12-mo yield$5,982 · $103 a year on $10k1.03%

−23.5%Worst dropSmaller is better−8.9%

24.3%VolatilityLower is calmer12.7%

USOISPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USOI vs SPYM: Top 5 Holdings

Today

USOI

[…]in top 5

SPYM

in top 527.4%

USOIStockSPYM

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

not top 5AMZN3.6%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

USOI vs SPYM Returns, Every Period

ETRACSUSOI

+13.3%

5 years, per year

SPYMSPDR

+12.2%

5 years, per year

USOISPYMFaded: behind in that period

3–1USOI wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Income vs Core: USOI vs SPYM

YTD

ETRACSUSOI

+52.9%

SPYMSPDR

+11.5%

+52.9%Year to date+11.5%

−23.5%Worst drop · 1Y−8.9%

24.3%Volatility · 1Y12.7%

59.8%Yield1.0%

$314MAssets$185B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USOI, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

USOI0.85%$85

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: USOI, SPYM, SPY

59.82%highest, USOI

FundTrailing yieldYield$10k

USOI59.82%$5,982

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,897most kept, USOI

USOI$5,982 − $85 = $5,897

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: USOI, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

USOISPYMSPY

USOI—[…][…]

SPYM[…]—99.9%

SPY[…]99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+49.1%USOI, at 24.3% volatility

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

USOIWorst drop−23.5%24.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

USOISPYM

+52.9%Year to date+11.5%

59.8%Yield1.0%

+49.1%Past year+11.9%

0.85%Fee0.02%

3–1USOI wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026