Compare · 3 funds side by side · dividends reinvested

USOY, DIVN and SCHD

USOYDefiance×DIVNHorizon Funds×SCHDSchwab×

02 / 04

−0.1%

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,418SCHD · best of the three

Story of the three · IncomeMost incomeUSOY · 53.42% · $5,342 a year on $10k

Story of the three · RiskSmallest drop

USOY, DIVN and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.92%+34.9%+37.5%+20.2%+10.4%−6.9%11.7%$124B1.8

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%53.42%+58.0%+59.2%[…][…]−25.5%39.1%$75M2.0

Horizon Funds - Horizon Dividend Income ETFIncome · Dividend stocks0.70%4.06%+26.1%+29.0%[…][…]−5.5%10.8%$356M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 13, 2026 · returns include dividends · since: USOY 2024 · DIVN 2025 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Horizon Funds - Horizon Dividend Income ETF · $356M[…]

DIVN

USOY

Oil Enhanced Options Income ETF · $75M[…]

$10,000 five years ago, dividends reinvested

DIVNMeasure

More Ways to See the Pairs

DIVN vs USOY: Top 5 Holdings

Today

DIVN

23.0%in top 5

USOY

in top 5[…]

DIVNStockUSOY

5.0%CVXnot top 5

5.0%PGnot top 5

4.9%PMnot top 5

4.6%ABBVnot top 5

3.5%MCDnot top 5

Cost, Income and Risk

Fees: USOY, DIVN, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

DIVN0.70%$70

USOY1.12%$112

End-of-day Nov 13, 2026 · fee on $10,000 a year

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.9%

VIGVanguard

+16.0%

+34.9%Year to date+16.0%

2.9%Yield1.4%

$124BAssets$109B

2–0SCHD wins

End-of-day Nov 13, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.7%

JEPIJ.P. Morgan

+8.2%

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

USOY

+26.1%Year to dateJan 1 → Nov 13+58.0%

+29.0%1 yearTotal return+59.2%

[…]3 years · per year[…]

[…]5 years · per year[…]

0.70%Expense ratio$70 · $112 a year on $10k · lower is better1.12%

4.06%Trailing 12-mo yield$406 · $5,342 a year on $10k53.42%

−5.5%Worst dropSmaller is better−25.5%

10.8%VolatilityLower is calmer39.1%

DIVNUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 13, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

Held in common[…]

End-of-day Nov 13, 2026 · share of each fund

DIVN vs USOY Returns, Every Period

1Y

Horizon FundsDIVN

+29.0%

past year

USOYDefiance

+59.2%

past year

DIVNUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 13, 2026 · dividends in · faded = behind in that period

DIVN vs USOY

YTD

Horizon FundsDIVN

+26.1%

USOYDefiance

+58.0%

+26.1%Year to date+58.0%

−5.5%Worst drop · 1Y−25.5%

10.8%Volatility · 1Y39.1%

4.1%Yield53.4%

$356MAssets$75.1M

2–2level

End-of-day Nov 13, 2026 · smaller drop and lower volatility win

Yields: USOY, DIVN, SCHD

1Y

53.42%highest, USOY

FundTrailing yieldYield$10k

USOY53.42%$5,342

DIVN4.06%$406

SCHD2.92%$292

End-of-day Nov 13, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$5,230most kept, USOY

USOY$5,342 − $112 = $5,230

DIVN$406 − $70 = $336

SCHD$292 − $6 = $286

KeptFee

End-of-day Nov 13, 2026 · yield in dollars minus the fee

Overlap: USOY, DIVN, SCHD

Today

38.4%most shared, DIVN and SCHD

USOYDIVNSCHD

USOY—[…][…]

DIVN[…]—38.4%

SCHD[…]38.4%—

End-of-day Nov 13, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+59.2%USOY, at 39.1% volatility

DIVNWorst drop−5.5%10.8% vol

SCHDWorst drop−6.9%11.7% vol

USOYWorst drop−25.5%39.1% vol

End-of-day Nov 13, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+58.0%Year to date+34.9%

53.4%Yield2.9%

+59.2%Past year+37.5%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 13, 2026

+6.7%Year to date+8.2%

12.4%Yield7.9%

$42.5BAssets$47.1B

1–1level

End-of-day Nov 13, 2026

Year to date

+11.5%

1.0%Yield1.0%

$186BAssets$807B

0–0level

End-of-day Nov 13, 2026

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USOY, DIVN and SCHD

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three

Yields: USOY, DIVN, SCHD