Compare · 2 funds side by side · dividends reinvested

USOY and SCHD

USOYDefiance×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,352SCHD · best of the two

02 / 04

USOY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.4

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%50.08%+70.9%+68.9%[…][…]−25.5%38.0%$78M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: USOY 2024 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $121B$16,352

SCHD

USOY

Oil Enhanced Options Income ETF · $78M[…]

$10,000 five years ago, dividends reinvested

SCHDMeasureUSOY

+32.8%Year to dateJan 1 → Nov 3+70.9%

+37.6%1 yearTotal return+68.9%

+21.2%3 years · per year$10,000 became $17,784 · […][…]

+10.3%5 years · per year$10,000 became $16,352 · […][…]

0.06%Expense ratio$6 · $112 a year on $10k · lower is better1.12%

2.97%Trailing 12-mo yield$297 · $5,008 a year on $10k50.08%

−6.9%Worst dropSmaller is better−25.5%

11.4%VolatilityLower is calmer38.0%

SCHDUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs USOY: Top 5 Holdings

Today

SCHD

21.4%in top 5

USOY

in top 5[…]

SCHDStockUSOY

4.6%TXNnot top 5

4.3%PGnot top 5

4.2%KOnot top 5

4.2%CVXnot top 5

4.2%HDnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

SCHD vs USOY Returns, Every Period

SchwabSCHD

+37.6%

past year

USOYDefiance

+68.9%

past year

SCHDUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

SCHD vs USOY

YTD

SchwabSCHD

+32.8%

USOYDefiance

+70.9%

+32.8%Year to date+70.9%

−6.9%Worst drop · 1Y−25.5%

11.4%Volatility · 1Y38.0%

3.0%Yield50.1%

$121BAssets$78.2M

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USOY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

USOY1.12%$112

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: USOY, SCHD

50.08%highest, USOY

FundTrailing yieldYield$10k

USOY50.08%$5,008

SCHD2.97%$297

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$4,896most kept, USOY

USOY$5,008 − $112 = $4,896

SCHD$297 − $6 = $291

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: USOY, SCHD

Today

[…]holdings […]

USOYSCHD

USOY—[…]

SCHD[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+68.9%USOY, at 38.0% volatility

SCHDWorst drop−6.9%11.4% vol

USOYWorst drop−25.5%38.0% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+70.9%Year to date+32.8%

50.1%Yield3.0%

+68.9%Past year+37.6%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026