Compare · 3 funds side by side · dividends reinvested

USOY, SNPD and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

USOY, SNPD and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.5

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%53.52%+61.1%+60.0%[…][…]−25.5%39.0%$74M2.0

Xtrackers S&P Dividend Aristocrats Screened ETFIncome · Dividend stocks0.15%3.10%+18.3%+22.3%+14.4%[…]−8.7%12.4%$4M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: USOY 2024 · SNPD 2022 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Xtrackers S&P Dividend Aristocrats Screened ETF · $4M[…]

SNPD

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 16.5% in common

SNPDMeasureSCHD

+18.3%Year to dateJan 1 → Nov 6+31.4%

+22.3%1 yearTotal return+37.0%

+14.4%3 years · per year$10,000 became $14,964 · $17,266+20.0%

[…]5 years · per year$10,000 became […] · $16,267+10.2%

0.15%Expense ratio$15 · $6 a year on $10k · lower is better0.06%

3.10%Trailing 12-mo yield$310 · $300 a year on $10k3.00%

−8.7%Worst dropSmaller is better−6.9%

12.4%VolatilityLower is calmer11.7%

SNPDSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SNPD vs SCHD: Top 5 Holdings

Today

SNPD

14.1%in top 5

SCHD

in top 521.4%

SNPDStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

3.6%RHInot top 5

3.1%VZnot top 5

2.9%BBYnot top 5

2.3%AMCRnot top 5

2.3%TGTnot top 5

Held in common16.5%

End-of-day Nov 6, 2026 · share of each fund

SNPD vs SCHD Returns, Every Period

XtrackersSNPD

+22.3%

past year

SCHDSchwab

+37.0%

past year

SNPDSCHDFaded: behind in that period

0–3SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SNPD vs USOY

YTD

XtrackersSNPD

+18.3%

USOYDefiance

+61.1%

+18.3%Year to date+61.1%

−8.7%Worst drop · 1Y−25.5%

12.4%Volatility · 1Y39.0%

3.1%Yield53.5%

$3.8MAssets$73.5M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USOY, SNPD, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SNPD0.15%$15

USOY1.12%$112

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: USOY, SNPD, SCHD

53.52%highest, USOY

FundTrailing yieldYield$10k

USOY53.52%$5,352

SNPD3.10%$310

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,240most kept, USOY

USOY$5,352 − $112 = $5,240

SNPD$310 − $15 = $295

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: USOY, SNPD, SCHD

Today

16.5%most shared, SNPD and SCHD

USOYSNPDSCHD

USOY—[…][…]

SNPD[…]—16.5%

SCHD[…]16.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+60.0%USOY, at 39.0% volatility

SCHDWorst drop−6.9%11.7% vol

SNPDWorst drop−8.7%12.4% vol

USOYWorst drop−25.5%39.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+61.1%Year to date+31.4%

53.5%Yield3.0%

+60.0%Past year+37.0%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026