Compare · 4 funds side by side · dividends reinvested

USOY, TIZE, VYM and SCHD

USOYDefiance×TIZETCW×VYMVanguard×SCHDSchwab×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,254VYM · best of the four

02 / 04

USOY, TIZE, VYM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.26%+15.4%+19.5%+19.7%+11.5%−6.7%10.8%$78.9B1.8

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.0

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%55.19%+56.2%+56.2%[…][…]−25.5%39.1%$75M2.2

TCW Securitized Income ETFIncome · Dividend stocks0.40%0.76%[…][…][…][…][…][…]$31M3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: USOY 2024 · TIZE 2021 · VYM 2006 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard High Dividend Yield ETF · $78.9B$17,254

VYM

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,459

$10,000 five years ago, dividends reinvested · they hold 21.9% in common

VYMMeasureSCHD

+15.4%Year to dateJan 1 → Nov 9+33.2%

+19.5%1 yearTotal return+39.1%

+19.7%3 years · per year$10,000 became $17,150 · $17,123+19.6%

+11.5%5 years · per year$10,000 became $17,254 · $16,459+10.5%

0.04%Expense ratio$4 · $6 a year on $10k · lower is better0.06%

2.26%Trailing 12-mo yield$226 · $296 a year on $10k2.96%

−6.7%Worst dropSmaller is better−6.9%

10.8%VolatilityLower is calmer11.8%

VYMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VYM vs SCHD: Top 5 Holdings

Today

VYM

18.2%in top 5

SCHD

in top 521.4%

VYMStockSCHD

6.9%AVGOnot top 5

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

3.8%JPMnot top 5

2.8%XOMnot top 5

2.7%JNJnot top 5

2.0%ABBVnot top 5

Held in common21.9%

End-of-day Nov 9, 2026 · share of each fund

VYM vs SCHD Returns, Every Period

VanguardVYM

+11.5%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

VYMSCHDFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VYM vs USOY

YTD

VanguardVYM

+15.4%

USOYDefiance

+56.2%

+15.4%Year to date+56.2%

−6.7%Worst drop · 1Y−25.5%

10.8%Volatility · 1Y39.1%

2.3%Yield55.2%

$78.9BAssets$74.7M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USOY, TIZE, VYM, SCHD

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

SCHD0.06%$6

TIZE0.40%$40

USOY1.12%$112

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: USOY, TIZE, VYM, SCHD

55.19%highest, USOY

FundTrailing yieldYield$10k

USOY55.19%$5,519

SCHD2.96%$296

VYM2.26%$226

TIZE0.76%$76

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,407most kept, USOY

USOY$5,519 − $112 = $5,407

SCHD$296 − $6 = $290

VYM$226 − $4 = $222

TIZE$76 − $40 = $36

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: USOY, TIZE, VYM, SCHD

Today

21.9%most shared, VYM and SCHD

USOYTIZEVYMSCHD

USOY—[…][…][…]

TIZE[…]—[…][…]

VYM[…][…]—21.9%

SCHD[…][…]21.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+56.2%USOY, at 39.1% volatility

VYMWorst drop−6.7%10.8% vol

SCHDWorst drop−6.9%11.8% vol

USOYWorst drop−25.5%39.1% vol

TIZEWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+56.2%Year to date+33.2%

55.2%Yield3.0%

+56.2%Past year+39.1%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026