Compare · 3 funds side by side · dividends reinvested

USRT, FRI and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

USRT, FRI and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.69%+16.2%+16.0%+16.0%+3.7%−12.4%13.9%$4.2B1.5

First Trust S&P REIT Index FundSectors · Real estate0.51%2.57%+15.7%+15.4%+15.6%+3.4%−12.1%13.7%$209M2.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: USRT 2007 · FRI 2007 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core U.S. REIT ETF · $4.2B$12,000

USRT

FRI

First Trust S&P REIT Index Fund · $209M$11,821

$10,000 five years ago, dividends reinvested · they hold 89.3% in common

USRTMeasureFRI

+16.2%Year to dateJan 1 → Nov 6+15.7%

+16.0%1 yearTotal return+15.4%

+16.0%3 years · per year$10,000 became $15,602 · $15,457+15.6%

+3.7%5 years · per year$10,000 became $12,000 · $11,821+3.4%

0.08%Expense ratio$8 · $51 a year on $10k · lower is better0.51%

2.69%Trailing 12-mo yield$269 · $257 a year on $10k2.57%

−12.4%Worst dropSmaller is better−12.1%

13.9%VolatilityLower is calmer13.7%

USRTFRI Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2USRT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USRT vs FRI: Top 5 Holdings

Today

USRT

31.4%in top 5

FRI

in top 535.5%

USRTStockFRI

9.3%WELL12.9%

6.8%PLD8.9%

5.9%EQIX4.5%

4.8%SPG4.6%

4.6%PSAnot top 5

not top 5DLR4.5%

Held in common89.3%

End-of-day Nov 6, 2026 · share of each fund

USRT vs FRI Returns, Every Period

iSharesUSRT

+3.7%

5 years, per year

FRIFirst Trust

+3.4%

5 years, per year

USRTFRIFaded: behind in that period

4–0USRT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

USRT vs FRI

YTD

iSharesUSRT

+16.2%

FRIFirst Trust

+15.7%

+16.2%Year to date+15.7%

−12.4%Worst drop · 1Y−12.1%

13.9%Volatility · 1Y13.7%

2.7%Yield2.6%

$4.2BAssets$209M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USRT, FRI, XLF

Today

0.08%lowest, USRT

FundExpense ratioFee$10k

USRT0.08%$8

XLF0.08%$8

FRI0.51%$51

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: USRT, FRI, XLF

2.69%highest, USRT

FundTrailing yieldYield$10k

USRT2.69%$269

FRI2.57%$257

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$261most kept, USRT

USRT$269 − $8 = $261

FRI$257 − $51 = $206

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: USRT, FRI, XLF

Today

89.3%most shared, USRT and FRI

USRTFRIXLF

USRT—89.3%0.0%

FRI89.3%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.0%USRT, at 13.9% volatility

FRIWorst drop−12.1%13.7% vol

USRTWorst drop−12.4%13.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USRTFRI

+16.2%Year to date+15.7%

2.7%Yield2.6%

+16.0%Past year+15.4%

0.08%Fee0.51%

4–0USRT wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026