Compare · 3 funds side by side · dividends reinvested

USRT, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

USRT, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.5

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.64%+18.5%+18.4%+17.7%+4.2%−12.4%13.8%$4.4B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: USRT 2007 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core U.S. REIT ETF · $4.4B$12,294

USRT

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

$10,000 five years ago, dividends reinvested · they hold 1.5% in common

USRTMeasureSPYM

+18.5%Year to dateJan 1 → Nov 4+13.4%

+18.4%1 yearTotal return+13.5%

+17.7%3 years · per year$10,000 became $16,301 · $19,186+24.3%

+4.2%5 years · per year$10,000 became $12,294 · $18,126+12.6%

0.08%Expense ratio$8 · $2 a year on $10k · lower is better0.02%

2.64%Trailing 12-mo yield$264 · $101 a year on $10k1.01%

−12.4%Worst dropSmaller is better−8.9%

13.8%VolatilityLower is calmer12.8%

USRTSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USRT vs SPYM: Top 5 Holdings

Today

USRT

31.4%in top 5

SPYM

in top 527.3%

USRTStockSPYM

9.2%WELLnot top 5

not top 5NVDA7.7%

not top 5AAPL7.4%

6.9%PLDnot top 5

6.0%EQIXnot top 5

not top 5MSFT5.9%

4.8%SPGnot top 5

4.5%PSAnot top 5

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common1.5%

End-of-day Nov 4, 2026 · share of each fund

USRT vs SPYM Returns, Every Period

iSharesUSRT

+4.2%

5 years, per year

SPYMSPDR

+12.6%

5 years, per year

USRTSPYMFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Sector vs Core: USRT vs SPYM

YTD

iSharesUSRT

+18.5%

SPYMSPDR

+13.4%

+18.5%Year to date+13.4%

−12.4%Worst drop · 1Y−8.9%

13.8%Volatility · 1Y12.8%

2.6%Yield1.0%

$4.4BAssets$182B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USRT, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

USRT0.08%$8

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: USRT, SPYM, SPY

2.64%highest, USRT

FundTrailing yieldYield$10k

USRT2.64%$264

SPYM1.01%$101

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$256most kept, USRT

USRT$264 − $8 = $256

SPYM$101 − $2 = $99

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: USRT, SPYM, SPY

Today

99.8%most shared, SPYM and SPY

USRTSPYMSPY

USRT—1.5%1.5%

SPYM1.5%—99.8%

SPY1.5%99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.4%USRT, at 13.8% volatility

SPYMWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

USRTWorst drop−12.4%13.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

USRTSPYM

+18.5%Year to date+13.4%

2.6%Yield1.0%

+18.4%Past year+13.5%

0.08%Fee0.02%

3–1USRT wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026