Compare · 3 funds side by side · dividends reinvested

USRT, XLF and VGT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,466VGT · best of the three

02 / 04

USRT, XLF and VGT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.69%+16.5%+16.4%+16.4%+3.5%−12.4%13.9%$4.3B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B2.0

Vanguard Information Technology ETFSectors · Technology0.09%0.44%+14.0%+11.1%+28.8%+15.4%−17.5%26.5%$155B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: USRT 2007 · XLF 1998 · VGT 2004

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core U.S. REIT ETF · $4.3B$11,898

USRT

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

USRTMeasureXLF

+16.5%Year to dateJan 1 → Nov 5+6.3%

+16.4%1 yearTotal return+11.4%

+16.4%3 years · per year$10,000 became $15,762 · $18,620+23.0%

+3.5%5 years · per year$10,000 became $11,898 · $15,503+9.2%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.69%Trailing 12-mo yield$269 · $144 a year on $10k1.44%

−12.4%Worst dropSmaller is better−14.8%

13.9%VolatilityLower is calmer15.3%

USRTXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2USRT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USRT vs XLF: Top 5 Holdings

Today

USRT

31.4%in top 5

XLF

in top 543.7%

USRTStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

9.2%WELLnot top 5

not top 5V8.9%

6.9%PLDnot top 5

not top 5MA6.5%

6.0%EQIXnot top 5

4.8%SPGnot top 5

4.5%PSAnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

USRT vs XLF Returns, Every Period

iSharesUSRT

+3.5%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

USRTXLFFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

USRT vs XLF

YTD

iSharesUSRT

+16.5%

XLFSPDR

+6.3%

+16.5%Year to date+6.3%

−12.4%Worst drop · 1Y−14.8%

13.9%Volatility · 1Y15.3%

2.7%Yield1.4%

$4.3BAssets$55.5B

4–0USRT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USRT, XLF, VGT

Today

0.08%lowest, USRT

FundExpense ratioFee$10k

USRT0.08%$8

XLF0.08%$8

VGT0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: USRT, XLF, VGT

2.69%highest, USRT

FundTrailing yieldYield$10k

USRT2.69%$269

XLF1.44%$144

VGT0.44%$44

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$261most kept, USRT

USRT$269 − $8 = $261

XLF$144 − $8 = $136

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: USRT, XLF, VGT

Today

0.0%most shared, USRT and XLF

USRTXLFVGT

USRT—0.0%0.0%

XLF0.0%—0.0%

VGT0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.4%USRT, at 13.9% volatility

USRTWorst drop−12.4%13.9% vol

XLFWorst drop−14.8%15.3% vol

VGTWorst drop−17.5%26.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

USRTVGT

+16.5%Year to date+14.0%

2.7%Yield0.4%

+16.4%Past year+11.1%

0.08%Fee0.09%

4–0USRT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026