Compare · 3 funds side by side · dividends reinvested

USRT, XLF and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,379XLE · best of the three

02 / 04

USRT, XLF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.64%+18.5%+18.4%+17.7%+4.2%−12.4%13.8%$4.4B1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.1B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: USRT 2007 · XLF 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core U.S. REIT ETF · $4.4B$12,294

USRT

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

USRTMeasureXLF

+18.5%Year to dateJan 1 → Nov 4+9.4%

+18.4%1 yearTotal return+15.3%

+17.7%3 years · per year$10,000 became $16,301 · $19,384+24.7%

+4.2%5 years · per year$10,000 became $12,294 · $16,157+10.1%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.64%Trailing 12-mo yield$264 · $140 a year on $10k1.40%

−12.4%Worst dropSmaller is better−14.8%

13.8%VolatilityLower is calmer15.0%

USRTXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2USRT wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USRT vs XLF: Top 5 Holdings

Today

USRT

31.4%in top 5

XLF

in top 543.4%

USRTStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

9.2%WELLnot top 5

not top 5V8.9%

6.9%PLDnot top 5

not top 5MA6.5%

6.0%EQIXnot top 5

4.8%SPGnot top 5

4.5%PSAnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

USRT vs XLF Returns, Every Period

iSharesUSRT

+4.2%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

USRTXLFFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

USRT vs XLE

YTD

iSharesUSRT

+18.5%

XLESPDR

+44.9%

+18.5%Year to date+44.9%

−12.4%Worst drop · 1Y−15.0%

13.8%Volatility · 1Y23.2%

2.6%Yield2.4%

$4.4BAssets$44.1B

3–1USRT wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USRT, XLF, XLE

Today

0.08%lowest, USRT

FundExpense ratioFee$10k

USRT0.08%$8

XLF0.08%$8

XLE0.08%$8

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: USRT, XLF, XLE

2.64%highest, USRT

FundTrailing yieldYield$10k

USRT2.64%$264

XLE2.40%$240

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$256most kept, USRT

USRT$264 − $8 = $256

XLE$240 − $8 = $232

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: USRT, XLF, XLE

Today

0.0%most shared, USRT and XLF

USRTXLFXLE

USRT—0.0%0.0%

XLF0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.2%XLE, at 23.2% volatility

USRTWorst drop−12.4%13.8% vol

XLFWorst drop−14.8%15.0% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

USRTXLE

+18.5%Year to date+44.9%

2.6%Yield2.4%

+18.4%Past year+48.2%

0.08%Fee0.08%

2–1XLE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026