Compare · 2 funds side by side · dividends reinvested

USTB and BIV

USTBVictoryShares×BIVVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,974USTB · best of the two

02 / 04

USTB and BIV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VictoryShares Short-Term Bond ETFBonds & Cash · Core aggregate0.33%4.56%+2.1%+3.0%+6.0%+3.7%−1.0%1.3%$2.8B1.1

Vanguard Intermediate-Term Bond ETFBonds & Cash · Core aggregate0.03%4.49%−1.5%−1.0%+5.5%+0.1%−5.4%4.3%$28.1B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: USTB 2017 · BIV 2007

Head to Head

Swap sides Versus in desk

Head to Head

VictoryShares Short-Term Bond ETF · $2.8B$11,974

USTB

BIV

Vanguard Intermediate-Term Bond ETF · $28.1B$10,027

$10,000 five years ago, dividends reinvested

USTBMeasureBIV

+2.1%Year to dateJan 1 → Nov 3−1.5%

+3.0%1 yearTotal return−1.0%

+6.0%3 years · per year$10,000 became $11,920 · $11,740+5.5%

+3.7%5 years · per year$10,000 became $11,974 · $10,027+0.1%

0.33%Expense ratio$33 · $3 a year on $10k · lower is better0.03%

4.56%Trailing 12-mo yield$456 · $449 a year on $10k4.49%

−1.0%Worst dropSmaller is better−5.4%

1.3%VolatilityLower is calmer4.3%

USTBBIV Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1USTB wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

USTB vs BIV: Top 5 Holdings

Today

USTB

[…]in top 5

BIV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

USTB vs BIV Returns, Every Period

VictorySharesUSTB

+3.7%

5 years, per year

BIVVanguard

+0.1%

5 years, per year

USTBBIVFaded: behind in that period

4–0USTB wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

USTB vs BIV

YTD

VictorySharesUSTB

+2.1%

BIVVanguard

−1.5%

+2.1%Year to date−1.5%

−1.0%Worst drop · 1Y−5.4%

1.3%Volatility · 1Y4.3%

4.6%Yield4.5%

$2.8BAssets$28.1B

4–0USTB wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: USTB, BIV

Today

0.03%lowest, BIV

FundExpense ratioFee$10k

BIV0.03%$3

USTB0.33%$33

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: USTB, BIV

4.56%highest, USTB

FundTrailing yieldYield$10k

USTB4.56%$456

BIV4.49%$449

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$446most kept, BIV

BIV$449 − $3 = $446

USTB$456 − $33 = $423

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: USTB, BIV

Today

[…]holdings […]

USTBBIV

USTB—[…]

BIV[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.0%USTB, at 1.3% volatility

USTBWorst drop−1.0%1.3% vol

BIVWorst drop−5.4%4.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

USTBBIV

+2.1%Year to date−1.5%

4.6%Yield4.5%

+3.0%Past year−1.0%

0.33%Fee0.03%

3–1USTB wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026