Compare · 3 funds side by side · dividends reinvested

UTES, EMLP and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,336EMLP · best of the three

02 / 04

UTES, EMLP and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust North American Energy Infrastructure FundThematic · Infrastructure0.95%2.85%+16.1%+17.7%+21.4%+15.3%−7.9%11.2%$4.1B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$54.5B2.1

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.63%−3.8%−8.5%+22.7%+13.3%−17.6%22.6%$1.1B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: UTES 2015 · EMLP 2012 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Reaves Utilities ETF · $1.1B$18,668

UTES

EMLP

First Trust North American Energy Infrastructure Fund · $4.1B$20,336

$10,000 five years ago, dividends reinvested · they hold 20.3% in common

UTESMeasureEMLP

−3.8%Year to dateJan 1 → Nov 6+16.1%

−8.5%1 yearTotal return+17.7%

+22.7%3 years · per year$10,000 became $18,484 · $17,913+21.4%

+13.3%5 years · per year$10,000 became $18,668 · $20,336+15.3%

0.49%Expense ratio$49 · $95 a year on $10k · lower is better0.95%

1.63%Trailing 12-mo yield$163 · $285 a year on $10k2.85%

−17.6%Worst dropSmaller is better−7.9%

22.6%VolatilityLower is calmer11.2%

UTESEMLP Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6EMLP wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UTES vs EMLP: Top 5 Holdings

Today

UTES

43.9%in top 5

EMLP

in top 527.6%

UTESStockEMLP

10.8%CEGnot top 5

10.7%TLNnot top 5

not top 5EPD8.9%

8.0%VSTnot top 5

7.7%XELnot top 5

not top 5ET7.1%

6.7%CNPnot top 5

not top 5MPLX4.4%

not top 5PAGP3.6%

not top 5KMI3.5%

Held in common20.3%

End-of-day Nov 6, 2026 · share of each fund

UTES vs EMLP Returns, Every Period

VirtusUTES

+13.3%

5 years, per year

EMLPFirst Trust

+15.3%

5 years, per year

UTESEMLPFaded: behind in that period

1–3EMLP wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Thematic: UTES vs EMLP

YTD

VirtusUTES

−3.8%

EMLPFirst Trust

+16.1%

−3.8%Year to date+16.1%

−17.6%Worst drop · 1Y−7.9%

22.6%Volatility · 1Y11.2%

1.6%Yield2.8%

$1.1BAssets$4.1B

4–0EMLP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UTES, EMLP, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

UTES0.49%$49

EMLP0.95%$95

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: UTES, EMLP, XLF

2.85%highest, EMLP

FundTrailing yieldYield$10k

EMLP2.85%$285

UTES1.63%$163

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$190most kept, EMLP

EMLP$285 − $95 = $190

XLF$144 − $8 = $136

UTES$163 − $49 = $114

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: UTES, EMLP, XLF

Today

20.3%most shared, UTES and EMLP

UTESEMLPXLF

UTES—20.3%0.0%

EMLP20.3%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%EMLP, at 11.2% volatility

EMLPWorst drop−7.9%11.2% vol

XLFWorst drop−14.8%15.3% vol

UTESWorst drop−17.6%22.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EMLPXLF

+16.1%Year to date+5.7%

2.8%Yield1.4%

+17.7%Past year+10.4%

0.95%Fee0.08%

3–1EMLP wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026