Compare · 4 funds side by side · dividends reinvested

UTES, EMLP, XLF and SMH

UTESVirtus×EMLPFirst Trust×XLFSPDR×SMHVanEck×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$36,298SMH · best of the four

02 / 04

UTES, EMLP, XLF and SMH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust North American Energy Infrastructure FundThematic · Infrastructure0.95%2.82%+17.2%+18.4%+20.7%+15.2%−7.9%11.3%$4.1B2.1

VanEck Semiconductor ETFThematic · AI & semis0.35%0.23%+35.3%+39.3%+50.1%+29.4%−33.1%43.1%$60.7B2.3

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.6

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.58%−0.7%−4.4%+23.4%+13.9%−17.6%22.8%$1.1B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: UTES 2015 · EMLP 2012 · XLF 1998 · SMH 2011

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Reaves Utilities ETF · $1.1B$19,205

UTES

EMLP

First Trust North American Energy Infrastructure Fund · $4.1B$20,285

$10,000 five years ago, dividends reinvested · they hold 20.3% in common

UTESMeasureEMLP

−0.7%Year to dateJan 1 → Nov 9+17.2%

−4.4%1 yearTotal return+18.4%

+23.4%3 years · per year$10,000 became $18,782 · $17,569+20.7%

+13.9%5 years · per year$10,000 became $19,205 · $20,285+15.2%

0.49%Expense ratio$49 · $95 a year on $10k · lower is better0.95%

1.58%Trailing 12-mo yield$158 · $282 a year on $10k2.82%

−17.6%Worst dropSmaller is better−7.9%

22.8%VolatilityLower is calmer11.3%

UTESEMLP Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6EMLP wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UTES vs EMLP: Top 5 Holdings

Today

UTES

45.1%in top 5

EMLP

in top 527.8%

UTESStockEMLP

11.3%TLNnot top 5

11.0%CEGnot top 5

not top 5EPD9.0%

8.7%VSTnot top 5

7.5%XELnot top 5

not top 5ET7.2%

6.7%CNPnot top 5

not top 5MPLX4.4%

not top 5PAGP3.5%

not top 5KMI3.5%

Held in common20.3%

End-of-day Nov 9, 2026 · share of each fund

UTES vs EMLP Returns, Every Period

VirtusUTES

+13.9%

5 years, per year

EMLPFirst Trust

+15.2%

5 years, per year

UTESEMLPFaded: behind in that period

1–3EMLP wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Thematic: UTES vs EMLP

YTD

VirtusUTES

−0.7%

EMLPFirst Trust

+17.2%

−0.7%Year to date+17.2%

−17.6%Worst drop · 1Y−7.9%

22.8%Volatility · 1Y11.3%

1.6%Yield2.8%

$1.1BAssets$4.1B

4–0EMLP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UTES, EMLP, XLF, SMH

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

SMH0.35%$35

UTES0.49%$49

EMLP0.95%$95

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: UTES, EMLP, XLF, SMH

2.82%highest, EMLP

FundTrailing yieldYield$10k

EMLP2.82%$282

UTES1.58%$158

XLF1.42%$142

SMH0.23%$23

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$187most kept, EMLP

EMLP$282 − $95 = $187

XLF$142 − $8 = $134

UTES$158 − $49 = $109

SMH$23 − $35 = −$12

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: UTES, EMLP, XLF, SMH

Today

20.3%most shared, UTES and EMLP

UTESEMLPXLFSMH

UTES—20.3%0.0%0.0%

EMLP20.3%—0.0%0.0%

XLF0.0%0.0%—0.0%

SMH0.0%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.3%SMH, at 43.1% volatility

EMLPWorst drop−7.9%11.3% vol

XLFWorst drop−14.8%15.3% vol

UTESWorst drop−17.6%22.8% vol

SMHWorst drop−33.1%43.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EMLPSMH

+17.2%Year to date+35.3%

2.8%Yield0.2%

+18.4%Past year+39.3%

0.95%Fee0.35%

3–1SMH wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SOXX vs SMH

YTD

iSharesSOXX

+46.5%

SMHVanEck

+35.3%

+46.5%Year to date+35.3%

0.33% · $33Fee · on $10k a year0.35% · $35

$39.1BAssets$60.7B

2–0SOXX wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026